Credit Cards
American Express Centurion credit card review: Elite status at several world-class hospitality brands
In this American Express Centurion credit card review you will see how this card gives you complimentary elite status at several world class hospitality brands.
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by Danilo Pereira
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
An extremely exclusive card that earns membership rewards points on travel and everyday purchases
If you have stumbled across this article looking for a review of this card, you do not have an invitation. Learn about it in this American Express Centurion credit card review.
How to get your American Express Centurion card
In this American Express Centurion credit card application guide you will learn how to get this top-tier card with tons of benefits and perks.
- Credit Score: Excellent
- APR: 19.74% Variable (for eligible Pay Over Time purchases)
- Annual Fee: $5,000
- Fees: $10,000 initiation fee
- Welcome bonus: N/A
- Rewards: 1.5X Membership Rewards points for every $1 spent on purchases over $5,000 (up to 1 million points in a calendar year), 1X Membership Rewards points on all eligible purchases,.
The American Express Centurion credit card is an invitation-only credit card.
It gives you complimentary elevation to elite status levels at hospitality brands such as IHG Platinum Elite, Hilton Honors Diamond, and more.
Read on and find out more about this card.
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American Express Centurion credit card: how does it work?
The American Express Centurion credit card offers cardholders 1.5 points for every dollar they spend on purchases over $5,000.
This is valid for up to 1 million additional points each calendar year.
The card offers 1 point per dollar on all other eligible purchases and a generous 50% rebate on flights purchased using Membership Rewards points.
What makes Membership Rewards points so valuable is the fact that they are flexible. You can transfer them to 17 airline companies or 3 hotel partners.
It is also possible to redeem points for a wide range of gift cards in travel, restaurant, and retail categories. In fact, you can even use points to pay at many vendors.
It is worth pointing out that points are worth more if you redeem them for travel rather than using them for gift cards or making purchases.
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Significant benefits and disadvantages you may find
Now you know some of the most important details of this card. However, our American Express Centurion credit card review would not be complete without comparing its pros and cons.
So, look at the list of benefits and disadvantages we have prepared for you below.
Benefits
- Perks allow you to negate fees
- Customer service is personalized
- High value when transferring to partners or redeeming for airfare
- Versatile points which are easy to redeem
Disadvantages
- High initiation fee
- Invite only
- High annual fee
- The additional annual fee for authorized users
Is a good credit score required from applicants?
The American Express Centurion credit card is a top-tier card that caters to high-income earners.
Therefore, applicants must have an Excellent credit score, which starts at 800.
Learn how to apply and get an American Express Centurion credit card
Do you like what you have seen in this American Express Centurion credit card review? If you do, you might want to take the next step and apply for this card.
If that is the case, hit the link below, and we will show you how to do it.
How to get your American Express Centurion card
In this American Express Centurion credit card application guide you will learn how to get this top-tier card with tons of benefits and perks.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Danilo Pereira
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