The Aspire® Cash Back Reward Card application process is not like the ones you see on traditional credit cards. That’s because to get this card you need an invitation. 

The Aspire® Cash Back Reward Card offers all cardholders a chance at building or establishing their credit score.

It offers cash back on daily purchases, such as gas and groceries, and has one of the best rewards rates on the market for subprime scores. 

It doesn’t come cheap, though. The annual fee during the first year of card membership varies between $49 and $175 based on creditworthiness.

During the second year, the fee drops to $0 or $49, but cardholders will have to pay a monthly fee up to $12,50.

This card’s standard variable APR is also pretty hefty, getting up to 36%.

So paying your balance in full each month will not only help you increase your score, but also keep you from paying high interest on your purchases.

With the Aspire® Cash Back Reward Card, you’ll also have access to your credit score with Equifax to keep track of your progress.

The issuer offers Zero Fraud liability against unauthorized charges and 24/7 online access to your account.

If you want more details on how you can get this card, keep reading for the Aspire® Cash Back Reward Card application process. 

To proceed with the Aspire® Cash Back Reward Card online application, first you need to receive an offer from the issuer.

They will send you an activation code, which you can submit by accessing their official website and clicking on “respond to offer”.

Once you activate your offer, you’ll need to provide some information about yourself, your finances and how Aspire can contact you.

The process is simple and very secure, so you don’t need to worry about unwanted third parties gaining access to your data. 

Aspire offers a pre-qualification step to all new applicants. That way, you can check your approval odds with only a soft pull to your credit score.

However, getting approved on pre-qualification does not guarantee you’ll get the card. 

The Aspire® Account Center allows all cardholders to have easy access to their accounts on-the-go.

However, you need to access their website to activate your offer and go through with the Aspire® Cash Back Reward Card application process.

If you’re looking for an easier-to-get card to repair your score, the Merrick Bank Double Your Line™ Platinum Visa® Credit Card is a good alternative.

This card offers the unique benefit of automatically doubling your credit line after making your first 7 monthly payments on time.

Plus, you’ll get access to features like Zero Liability Protection and 24/7 fraud monitoring, giving you peace of mind.

Merrick Bank makes it easy to make payments and track your progress with its online account management system.

Do you want to learn more about the features, perks and benefits of the Merrick Bank Double Your Line™ Card? Then make sure to follow the link below.