Best Egg Personal Loan is an online lending platform that offers financial aid to help people consolidate debt, pay for home improvements, or cover unexpected expenses. 

The company allows people with good credit to borrow up to $50,000 and repay the loan up to 5 years. The loans are unsecured, meaning you don’t need to put up collateral to secure the loan.

However, you can also apply for a secured loan if you can provide an asset.

An interesting aspect is that Best Egg offers fixed rates, meaning the rate you get will remain the same for the life of the loan – a helping hand to your budgeting needs.

Those  rates range from 8.99% to 35.99% according to your overall creditworthiness.

Best Egg loans also come with an origination fee of 0.99% to 8.99% of the loan amount, which is deducted from your loan proceeds.

You need a minimum score of 600 to qualify for their services, as well as a low debt-to-income ratio and employment. 

Finally, when you apply for a Best Egg Personal Loan, you can receive funds as soon as the next business day if your loan is approved.

Also, there are no prepayment penalties, so you can pay off your loan early without any extra fees.

So, are you ready to get the funding you need for your next big project, or to take that dream vacation? Keep reading and we’ll show you how simple and safe it is to apply for a Best Egg Personal Loan.

Applying for a Best Egg Personal Loan is quite straightforward and easy to do. First, head to the Best Egg website and enter your email address.

Next, tell them how much you want to borrow and the purpose of your request. Then, click on “continue”.

You’ll be asked to enter some basic personal information like your name, address, and contact details. You’ll also need to provide your social security number.

Next, you’ll be asked to enter some financial information like your employment status, annual income, and monthly housing payment.

This information will help Best Egg determine if you qualify for a loan and how much you can borrow.

After you’ve provided your personal and financial information, Best Egg will perform a soft credit check to determine your creditworthiness.

This won’t affect your credit score, so you don’t have to worry about any negative impact.

Once your application is approved, you’ll be presented with loan offers that you can choose from.

Each offer will have different terms and interest rates, so be sure to read through them carefully and choose the one that works best for you.

Finally, if you accept the loan offer, you’ll need to provide some additional information and documentation to verify your identity and income.

Once everything is verified, you’ll receive your loan funds, usually within one to three business days.

You cannot use a mobile app to apply for the Best Egg Personal Loan because the company doesn’t have one. Instead, you can request your funds online using the method described on the topic above.

If you’d like to look at another option before settling for a loan, we recommend the Upstart Personal Loan.

Upstart is a good alternative to Best Egg since the company uses an innovative approach to underwriting that considers more than just your credit score.

That means that you may be able to qualify for a loan even if you have less-than-perfect credit.

To learn more about their services, features, benefits, and potential downsides, check the link below. We’ll also show you how easy it is to request the funding you need with them!