If you’re looking for a no-nonsense, straightforward credit card, the Chase Slate Edge℠ Credit Card is definitely worth your attention. It doesn’t have any frills or fancy features, but it does offer a number of benefits that can be helpful if you’re trying to get your finances in order.

For example, the Slate Edge℠ comes with a long 0% APR intro period, which can be great for people who are working on paying down debt. And if you’re someone who likes to stay organized, the card’s online banking and budgeting tools can make it easy to keep track of your spending.

The Chase Slate Edge℠ Credit Card is Chase’s strategy to attract new customers with outstanding credit card debt into their corner. Why? Because the bank offers all new cardholders a lengthy intro APR of 0% for 18 months on purchases and balance transfers.

Even when the APR is restored to its regular variable of 16.49% – 25.24%, you can still lower it by 2% each year just with on-time payments and spending $1,000 by the account’s anniversary.  

While there’s no rewards like cash back or miles, the card offers a different set of perks like no annual fee and My Chase Plan, which allows you to pay for purchases in equal monthly installments with no interest. 

Keeping this card to good use and your credit utilization low will get you automatic reviews by Chase to increase your initial credit limit. The Chase Credit Journey resource will also help you to keep tabs on your credit score and its health for no additional cost. 

While this card offers some interesting perks and benefits, there are also a couple of drawbacks you should know before applying. See what they are below. 

Like most Chase credit cards, the Chase Slate Edge℠ Credit Card requires all new applicants a score between 700 and 850 to become eligible. If you have a lower rating than that, it’s best to work on improving it before applying for this card.

The Chase Slate Edge℠ Card can be a great option if you’re looking to consolidate debt and manage your expenses.

If you’d like to know how to apply for this card, you can follow the link below to learn more details about its application process. It’s easy and you can do it online from the comfort of your home.