Credit Cards

FNB Gold Business Credit Card review

Read this comprehensive review of the FNB Gold Business Credit Card! Find out what makes it a great choice for your business and get useful advice on how to make the most of it.


FNB Gold Business Credit Card: Unlock new opportunities and spend smarter!

FNB Gold Business Credit Card
This is the FNB Gold, the card to business owners. Source: The Post New.

Are you ready to take your small business to the next level? Why not consider the FNB Gold Business Credit Card – a card designed especially for entrepreneurs and business owners.

FNB Gold Business Credit Card

How to apply FNB Gold Business Credit Card

See how easy it is to apply for an FNB Gold Business Card and take advantage of the many benefits that come with being a cardholder.

  • Requirements: To become eligible, you need a FNB Business account and a registered business in South Africa.
  • Initiation Fee: R175.00.
  • Monthly Fee: R52.00.
  • Rates: Cardholders will have personalised rates according to their business’ profile. 
  • Rewards: The card offers 2.5% eBucks Rewards on qualifying purchases and up to 15% on fuel, prepaid electricity, prepaid airtime, and more. 

Combining convenience with flexibility, this card offers rewards and other benefits that can make managing expenses easy while enhancing profitability.

With a low maintenance fee and cutting-edge technology to keep your transactions safe, you’ll have access to a great tool to help your business grow.

So here’s our review of the FNB Gold Business Credit Card – so you know exactly what it has to offer!

FNB Gold Business: how does it work?

The FNB Gold Business offers you a convenient and secure way to manage your business expenditure.

This card allows business owners the flexibility to buy what they need when they need it, covering the cost quickly and efficiently.

With FNB’s credit facility, you can settle transactions for goods and services with ease, keep track of all your company expenses, pay suppliers easily, and generate detailed monthly reports from FNB’s sophisticated digital banking platform.

The FNB Gold Business Credit Card also offers competitive interest rates, easy access to international networks, global travel insurance, a budget facility, fraud protection, and more – making it an ideal solution for businesses of any size.

Significant benefits and disadvantages you may find

FNB Gold Business Credit Card
This card has many advantages for business owners. Source: Freepik.

While the FNB Gold Business Card has plenty of advantages and can help streamline your everyday purchase activities as a business owner, it’s important to weigh up the pros and cons before making any decisions. See them below.


  • You’ll earn eBucks Rewards on qualifying swipes;
  • There are flexible repayment plans to choose from;
  • Benefit from global travel insurance when you purchase tickets with this card;
  • Fraud protection and online banking;
  • No transaction fees on eligible purchases.


  • You need to open a FNB Business account to qualify;
  • There’s a transaction fee on withdrawals and fuel expenses.

Is a good credit score required for applicants?

FNB does not disclose the credit score requirement for the FNB Gold Business. However, having a healthy rating will likely increase your odds of approval. 

Learn how to apply and get a FNB Gold Business Credit Card

Are you a business owner who’s looking for an efficient method to manage your everyday expenses on the go?

If so, getting a FNB Gold Business Credit Card may help with the process. Check the following link to learn about its application process.

FNB Gold Business Credit Card

How to apply FNB Gold Business Credit Card

See how easy it is to apply for an FNB Gold Business Card and take advantage of the many benefits that come with being a cardholder.

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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