First National Bank Premierstyle Checking account review
Read this First National Bank Premierstyle Checking account review and learn about this account's high interest yield and free perks.
Understanding First National Bank Premierstyle Checking account: Get free perks such as free custom checks and more
Unlock a world of benefits with a deeper relationship. Earn interest, access cash easily and enjoy free perks. Here is our First National Bank Premierstyle Checking account review.
- Fees: $25 monthly service charge (waivable with maintaining an average daily balance of at least $7,500 or a combined average daily balance of at least $25,000 across all accounts).
- APY: Account balances of $1,000 – $9,999.99: 0.01% APY; Account balances of $10,000 – $24,999.99: 0.01% APY; Account balances of $25,000 – $99,999.99: 0.01% APY; Account balances of $100,000 and over: 0.01% APY.
- Benefits: Earn interest on balances of $1,000 or greater, earn higher interest with higher balances, no overdraft line of credit transfer fees, free Visa® debit card with free Apple Pay™, Samsung Pay™ or Android Pay™.
- Investment Options: N/A
With this account you will maximize your savings with tiered interest rates, enjoy free perks and avoid ATM fees with this exclusive checking account designed for loyal customers.
Read on and learn all you need to know before you decide to apply for it.
First National Bank Premierstyle Checking account: understand how it works
First National Bank has designed the Premierstyle Checking account for those who have built a deeper relationship with the bank. It offers a variety of benefits, rewards, and savings that are designed to fit your style.
One of the key benefits of the First National Bank Premierstyle Checking account is the ability to earn interest on balances of $1,000 or greater. Additionally, as your balance increases, the interest earned increases.
This account also comes with free FNB custom checks and unlimited check writing, as well as free stop payment requests.
The Premierstyle Checking account also offers convenient access to cash. You can access cash surcharge-free at more than 1,100 FNB ATMs and there is no FNB fee for using non-FNB ATMs.
Furthermore, you can get refunded up to $15 per statement cycle on ATM fees charged by other institutions.
Other important benefits of this account include waived annual fees for overdraft lines of credit, no overdraft line of credit transfer fees, and a free 3″ x 5″ safe deposit box.
Additionally, account holders can enjoy two free incoming domestic wire transfers per statement cycle.
The account also offers convenient online access. This includes free paper or online statements with free check images. You also get a free Visa debit card with free Apple Pay, Samsung Pay, or Android Pay.
You can make deposits conveniently at FNB branches, ATMs, or through Mobile Banking. Account holders also have access to fast and free online banking, mobile banking, and telephone banking.
However, there is a $25 monthly service charge unless you maintain an average daily balance of at least $7,500 or $25,000 combined across all your accounts. Also, the interest rate is only 0.01% APY for all account balance tiers.
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Significant benefits and disadvantages you may find
Tradition dictates that our First National Bank Premierstyle Checking account review contains a list of benefits and disadvantages of this account. So here it is.
- Higher interest with higher balances
- Free perks such as checks and overdraft line of credit
- Refund of ATM fees charged by other institutions
- Convenient access to cash
- Low APY
- Monthly service charge (waivable)
- No investment options
- Minimum deposit to open online is $50.
Is a good credit score required for applicants?
The First National Bank Premierstyle Checking account does not have any specific credit requirements. So applicants for this account do not need to worry about their credit score when applying.
Learn how to apply and open a First National Bank Premierstyle Checking account
Do you like what you have seen in this First National Bank Premierstyle Checking account review? Then how about taking the next step?
Click the link below and we are going to show you how to apply for this account.
About the author / Danilo Pereira
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