Account (US)
Juno Checking Account review: is it trustworthy?
With the Juno Checking Account you get 5% cash back on cash purchases and 10% on crypto purchases.
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Understanding the Juno Checking Account: an interest-bearing crypto-friendly bank account
The Juno checking account is a solid high-yield account which earns you 1.20% a year on balances up to $5,000. This Juno Checking Account review will tell you more about its features!
How to open your Juno Checking Account?
Read this post if you need some help on the application process to join Juno bank and open your checking account.
On top of that this account allows you to buy crypto at zero fees. It also offers 5% cash back on cash purchases or 10% cash back on crypto purchases on up to $3,000, depending on the program you opt for.
- Financial products offered: Interest Bearing Checking Account, Crypto Account, Debit Card, Cash Back Rewards
- Fee: $0
- Minimum balance: $0
How is banking with Juno Checking Account?
Previously known as OnJuno, Juno offers two types of checking accounts. One is Juno Basic, which is a free account. The other is its premium version, called Juno Metal. For the latter, you must maintain a direct deposit of $250 a month.
With the Juno Basic account you can earn 5% cash back on cash purchases in select companies or 10% cash back on crypto purchases up to $500. With the Juno Metal account you get those rates on up to $3,000.
You can also earn up to 3% a year on USDC, and 6% a year on the ETH and BTC you keep in your Juno Wallet.
The Juno Checking Account makes it easier for immigrants to qualify. The organization only requires a passport or a Social Security Number. On top of that they keep someone online 24 hours a day, 7 days a week. So you can talk to them at any time you want.
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Significant benefits and disadvantages you may find
There are a number of reasons why you may or may not choose to open a Juno Checking Account. It all depends on what is important to you. So let’s compare pros and cons on this Juno Checking Account review:
Benefits
- Interest-bearing checking account
- Cash back rewards
- Immigrants can easily qualify
Disadvantages
- Low interest on deposits above $50,000 (Juno Metal)
- No interest above $5,000 (Juno Basic)
- No savings account
Why should you choose the Juno Checking Account?
The Juno Checking Account is especially interesting for people who are happy banking online. It is also an excellent choice if you make purchases with your crypto frequently.
The bank offers users the chance to handle crypto directly in their checking accounts. This shows they have been preparing for the future.
New generations have become increasingly demanding when it comes to financial services. They want to pay as little as possible and extract as much as possible. That is what Juno offers its clients.
How to start banking with Juno
Opening a Juno Checking Account is a process created with young clients in mind. Everything is done online through their website. And remember, they make it easy for immigrants to open an account.
If you would like to open an account, just go to their website, and click on “Create Account”. The application process should not take more than a few minutes.
We have created a quick walkthrough of the process to give you a kickstart. Have a look at the link below.
How to open your Juno Checking Account?
Read this post if you need some help on the application process to join Juno bank and open your checking account.
About the author / Danilo Pereira
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