LendingPoint Personal Loans offers borrowers the opportunity of getting approved for a loan even if they have bad credit. You can start your application process at LendingPoint website through the following link.

The lender offers unsecured personal loans for borrowers with fair or even bad credit. You can pre-qualify before applying in order to find out the rates you will pay on your loan.

The LendingPoint Personal Loans application process will only take a few minutes to complete, and the lender’s decision comes out within seconds of submitting.

You also get fast access to funds. It is even possible that you get it on the same day if you get approved before noon.

Below you will find a complete walkthrough of the application process. But first, let’s talk about some of the requirements for this loan.

To apply for LendingPoint Personal Loans, you must have a minimum FICO score of 600 and a credit history of at least 6 months.

Your debt-to-income ratio must also be lower than 50%, and that number does not include mortgage payments.

You must also have a Social Security number, be a U.S. citizen, have a personal bank account, and be 18 or older (in most states).

On LendingPoint’s main page, locate the “Personal Loans” option at the top of the page. Run your mouse cursor over it to reveal a dropdown menu where you should click on “Apply”.

This will take you to the LendingPoint application form page. If you have been applying for loans with different lenders, you will notice this is one of the simplest application pages you will find. 

On this page, you must enter the loan amount, the purpose of the loan, as well as your personal information, address, and financial information, along with the last 4 digits of your Social Security Number.

This is pretty much the only page you must fill in in order to complete your LendingPoint application process.

On this same page, you must also create an account using your email as a username and create a password.

Once you have done that, click on “Check My Options”. The website will then show you your offer. If you like your offer, you may go on with the application.

One of the most effective ways to ensure you get the best offers is by comparing lenders. Next Day Personal Loan helps you do just that.

Next Day is an aggregator that allows you to get offers from multiple lenders by filling up a single application form.

In very basic terms, you send in one application, and lenders compete to lend you money.

Cool, isn’t it? If you want to learn more about this amazing platform, just click the link below, and we will tell you all about it.