Credit Cards

Petal 1 credit card review

Getting a new credit card doesn't have to be complicated. Petal 1 credit card accepts every credit score for application, and is an excellent card. Get this card and add it to your wallet to enjoy its benefits.


Understanding Petal 1 credit card: get a starter card with no fees and a lot of benefits

petal 1 credit card
The Petal 1 credit card will help you improve your credit score. Source: The Post New.

This review will explain to you every detail about Petal 1 credit card. This way, you’ll be able to figure out if this rewards credit card with no annual fee is the right one for you.

petal 1 credit card

How to get Petal 1 credit card?

Applying for the Petal 1 credit card is as easy as using it. Learn the step-by-step reading this content.

Most starter cards don’t offer any rewards. But that’s not the case with Petal 1, as it gives you cash back and does not require a good credit score.

Don’t settle for a bad card when you can get a Petal 1 and enjoy better features. Read this Petal 1 credit card review to see what we’re talking about

  • Sign-up bonus: Petal 1 is currently not offering any welcome gift when sig-up.
  • Annual fee: $0 per year
  • Rewards: 2% – 10% cash back
  • Other perks: No foreign transaction fees, mobile app, virtual card.
  • APR: 24.49% – 33.99% variable APR

Petal 1 credit card: is it a good card?

Petal 1 is a starter credit card that gives you access to a real Visa to build your score while you earn cash back on selected purchases. This card is issued by WebBank, which supports innovative financial products, and is FDIC insured.

To get this card you do not have to present a perfect credit score. Petal will consider other aspects of your financial history too. But once you have your Petal 1 in hands, you can use it strategically to build up your credit score to an excellent one.

The card has a mobile app to help you manage your expenses and learn how to deal with credit. You can freeze your card whenever you need to, and use your virtual card at Google Pay or Apple Pay. Check out the benefits to this card next in our Petal 1 credit card review.

Petal 1 Credit Card: should you get one?

young girl using credit card
Use this credit card everywhere Visa is accepted. Source: Freepik.

As Petal is not a bank, it reaches for a new mindset toward credit. It has pros and cons, as you can see in this review, but overall it’s a good financial product to access a credit line and build your history. 


  • No good/excellent credit score is required for the application process.
  • Gives you cash back on selected purchases.
  • No annual fee and no foreign transaction fee, which makes it a perfect card to take on your trips.
  • Petal has a partnership with all three major credit bureaus to report your history and help you build credit.


  • No flat-rate cash back to get in every purchase.
  • No sign-up bonus or Intro APR.

What is the required credit score?

Don’t worry about your credit score when you sign-up for this credit card. Petal 1 knows that this three-digit number does not mean that you are or that you aren’t capable of having a credit card. 

Petal 1 credit card application

So, if you’d like to get all of the benefits you saw in this review, apply for your Petal 1 credit card. Don’t worry, the application process is very simple. You can easily DIY, but we’ll give you a little help. Just click on the following link to stay here at The Post New and learn the step by step to get your Petal 1 credit card.

petal 1 credit card

How to apply for a Petal 1 credit card?

Applying for the Petal 1 credit card is as easy as using it. Learn the step-by-step reading this content.

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