Credit Cards
QuicksilverOne Credit Card review
Learn about the features and benefits of the Capital One QuicksilverOne Credit Card in this review and see how it compares to other cards on the market.
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QuicksilverOne Credit Card: Get valuable benefits at a low cost!
If you have a fair credit score, finding a good credit card is a bit of a hassle. Finding a card with good ongoing rewards is nearly impossible. However, the QuicksilverOne Credit Card from Capital One is here to change the game.
How to apply for the QuicksilverOne credit card
Are you curious about how the QuicksilverOne Card application process works? This post will tell you what you need to know before you apply.
The card charges a modest annual fee of $39 and offers you the ability to increase your credit while providing a great rewards rate for your purchases.
Check its main features below to learn more about some key factors of the QuicksilverOne Credit Card.
- Credit Score: You can qualify with a fair credit score.
- APR: The annual percentage rate for purchases and balance transfers is a variable of 28.49% based on the prime rate.
- Annual Fee: You’ll only have to pay $39 a year for this card.
- Fees: 3% for balance transfers and cash advances. Up to $40 in late payment fees.
- Welcome bonus: There is no current welcome bonus offer.
- Rewards: Get unlimited 1.5% back on everyday purchases.
By paying on time and using the QuicksilverOne Credit Card responsibly, Capital One might grant you a credit limit increase in just six months.
And if you want to take this card with you on international travels, you don’t have to worry about foreign transaction fees on purchases.
If you’d like to learn more about what this card has to offer, keep reading our QuicksilverOne Credit Card review.
We’ll look over all of its features so you can decide whether or not this card is worth your attention.
QuicksilverOne Credit Card: how does it work?
Issued by Capital One, the QuicksilverOne Credit Card has international Mastercard coverage. That means you can purchase anything anywhere Mastercard is accepted worldwide.
There’s a small annual fee of $39 and a standard variable APR of 28.49%. That said, carrying a balance could cost you a pretty penny, so it’s best to avoid it.
You can request the card and try for pre-qualification even with a fair credit score or limited credit history. The card can help you build up that rating by reporting your on-time payments to credit bureaus.
The best part of the QuicksilverOne Credit Card from Capital One is that even with a lower score, you’ll be able to get rewards for your spending.
The bank offers all cardholders a 1.5% return on every purchase, which is a good reason to prioritize this card in your wallet.
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Significant benefits and disadvantages you may find
There are many advantages to the QuicksilverOne Credit Card, but the few drawbacks could be a deal breaker for some. See what the card offers and what it lacks below.
Benefits
- You may qualify for the QuicksilverOne Credit Card with a fair score and limited credit history.
- There is cash back for every purchase, which makes it easier to stack up rewards.
- Want to take this card with you abroad? Take advantage of the $0 foreign transaction fees!
Disadvantages
- Even though it’s not a high fee, the card still charges an annual fee of $39;
- The standard variable APR is pretty high. If you have no money for emergencies and can’t pay your monthly balance in full, it might cost you some big bucks.
Is a good credit score required for applicants?
You can apply for a QuicksilverOne Credit Card from Capital One with a fair credit score. New applicants with a limited history might also qualify.
It’s important to note that Capital One takes more than scores into consideration upon approval, so a steady income and low outstanding debt will improve your odds.
Learn how to apply and get a QuicksilverOne Credit Card
If you feel like the QuicksilverOne Credit Card is the right choice, how about applying for it?
Follow the link below to learn all about the application process and how you can easily request this card online.
How to apply for the QuicksilverOne credit card
Are you curious about how the QuicksilverOne Card application process works? This post will tell you what you need to know before you apply.
About the author / Aline Barbosa
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