The Absa Premium Banking Credit Card offers cashback and discounts on select purchases. The exact amount of cashback and discounts varies depending on the merchant, but they can be as high as 5% cashback and 50% off select purchases. The card also offers reward points for every purchase made, which can be redeemed for various rewards such as flights, hotel stays, and other travel-related expenses.

The Absa Premium Banking Credit Card offers competitive rates for both purchases and cash withdrawals. The interest rate for purchases is 15% per annum, and the interest rate for cash withdrawals is 17.5% per annum. The card also comes with an initiation fee and a monthly fee, which are standard for credit cards.

The Absa Premium Banking Credit Card is designed for individuals with a good credit score. While the exact credit score required may vary depending on the applicant’s specific circumstances, a good credit score is generally required to be approved for the card. Applicants can check their credit score before applying to see if they meet the minimum requirements.