The answer is no. Although the Costco Anywhere Visa® Credit Card by Citi is a store card especially tailored to Costco Members, you can use the card anywhere. If the merchant or store accepts Visa, you can use your Costco Anywhere Visa® Credit Card and earn rewards. The rewards are in effect regardless of whether you are using your card at Costco, Costco.com or with other sellers.

In order to get approved for the Costco Anywhere Visa® Credit Card by Citi you must have an excellent credit score. This generally means that you must have a credit score of 720 or superior. The issuer may take other factors into account, such as your income, debt-to-income ratio, and others.

The Costco Anywhere Visa® Credit Card by Citi offers extended warranty on products you have purchased with the card. It also offers damage and theft protection for products you have purchased using the card. The card comes with a fraud early warning feature where they will contact you to confirm your activity on the account. With the Citi Mobile App you can manage your account anywhere, anytime, with a full view of your finances. With the app you have access to features that allow you to set up custom alerts, make check deposits, and more. The card also offers Citi Concierge, which gives you access to experts’ advice to assist you with travel, shopping, dining, entertainment, and everyday needs.