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Get great cash back rewards while you repair your credit score!

Discover it® Secured Credit Card – The #1 credit card for building or rebuilding credit!


If you’re looking for a solid way to improve your credit health, the Discover it® Secured Credit Card could do the trick. This card comes with no annual fee and offers cash back rewards on qualifying purchases. Plus, as you continue to use the card responsibly, you may be able to upgrade to a regular unsecured credit card account.


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Don't know where to start when it comes to building your credit? Start with the Discover it® Secured Credit Card! Check a few of the many benefits this card has for you below.

1% – 2% cash back rewards on purchases.
Reports account payments to credit bureaus.
No membership, monthly or annual fees.
Discover matches all rewards earned during the first year.

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To apply for a Discover it® Secured Credit Card, you don’t need a high score. You can still get approved even with a bad score and a limited credit history. But keep in mind Discover takes other things into consideration for approval. You need to have a bank account, provide proof of income and not have any pending bankruptcies in your name.

Since this a secured credit card, your credit limit is the same amount as your security deposit. With the Discover it® Secured Credit Card, the minimum amount is $200, and it can go up to $2,500. However, not all applicants are approved for the $2,500 maximum. It all depends on your overall creditworthiness.

Yes. With responsible use and on-time payments, you might graduate from a Discover it® Secured Credit Card to an unsecured card. Discover automatically reviews your profile after the 6th billing cycle to see how well you’re managing your finances. There is no guarantee you’ll upgrade on the 7th month, but good use of the card hightens your chances.

The Discover it® Secured Credit Card is a great card for people who are just starting out their credit journey or need a helping hand in repairing their credit scores. If that’s your case, check below how you can easily apply for it.

Discover it® Secured Credit Card

How to get the Discover it® Secured Card?

Check our easy step-by-step guide that will help you get your Discover it® Secured Card easily and fast!

But if you don’t want to put down a security deposit and still earn cash back on purchases, the Revvi Card is also a good alternative. See below for more details about the card and how the application process for it works.

Revvi Card review

How to get the Revvi Card?

Learn the application process for the Revvi Card and start earning rewards while improving your credit score!

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