Credit Cards

Reflex Mastercard® Credit Card review

Learn the advantages and disadvantages of the Reflex Mastercard® Credit Card in our comprehensive review and find out how it can help you build or rebuild your credit score.


Reflex Mastercard® Credit Card: Get a higher credit limit in just 6 months!

Reflex Mastercard® Credit Card
Check out our Reflex Mastercard® Credit Card review. Source: The Post New.

Do you want a credit card that can help you achieve your financial goals? The Reflex Mastercard® Credit Card is perfect for people who want to improve their credit score and have a healthier relationship with their finances.

This card offers unique features that can help you manage your money better and stay out of debt with responsible use.

So if you’re looking for a great way to get started on your journey to a better future, check out this Reflex Mastercard® Credit Card review.

In it, we’ll take a closer look at what makes this card stand out from the competition. We’ll also discuss some of the pros and cons of using the product. So if you’re curious to know more, keep reading!

Reflex Mastercard® Credit Card

How to get the Reflex Mastercard® Credit Card?

Learn how to apply for the Reflex Mastercard® Credit Card and start improving your credit score today!

  • Sign-up bonus: There is none. 
  • Annual fee: $75 – $99 during the first year, and $99 every year after.
  • Rewards: This card offers no rewards.
  • Other perks: Possibility of doubling the credit limit after 6 months.
  • APR: 24.99% – 29.99% based on creditworthiness.

Reflex Mastercard® Credit Card: is it a good card?

The Reflex Mastercard® Credit Card allows cardholders an initial credit limit up to $1,000 without requiring a security deposit. That limit can double after 6 months of responsible use and on time minimum payments.

Applicants with a limited or bad credit history are welcome to apply. However, the initial spending limit and the annual fee depend on the person’s creditworthiness. 

Speaking of fees, the Reflex charges quite a few of them. First, there’s the annual fee which ranges between $75 and $99 during the first year and then $99 every year after.

During the second year, there’s also a monthly maintenance fee of $10. There’s a possibility of waiving that fee if your credit limit is over $750.

Depending on your financial profile, the institution might also charge you a one-time additional fee of $30. 

The APR is also based on creditworthiness and varies between 24.99% and 29.99%. Therefore, carrying a balance is not advised.

Applicants need a checking account for approval. The card offers zero liability protection and reports all account history to the three main credit bureaus in the country. 

Reflex Mastercard® Credit Card: should you get one?

Reflex Mastercard® Credit Card
Is the Reflex card the right choice for you? Source: Adobe Stock.

If you are considering a Reflex Mastercard® Credit Card it’s important to learn about the pros and cons before applying. Next, we’ll give you an overview of the card’s features as well as its potential drawbacks.

By understanding what the card has to offer, you can make an informed decision about whether or not it’s right for you. Keep in mind that everyone’s needs are different, so be sure to compare all your options before making a final decision.


  • Initial credit limit from $300 to $1,000;
  • Doesn’t require a security deposit;
  • Works as credit builder by reporting payments to credit bureaus;
  • Offers the possibility to double the initial credit limit after 6 months;
  • Provides easy mobile access to manage the account.


  • Charges a lot of fees;
  • Relatively high APR;
  • Doesn’t offer welcome bonuses or rewards on purchases;

What is the required credit score?

You don’t need a perfect credit score to be approved for this card – in fact, they accept applicants with all credit levels.

So whether you’re just starting out on your own or you’re looking for a new credit card to rebuild your credit, the Reflex Mastercard® Credit Card can help. 

Reflex Mastercard® Credit Card application

Applying for the Reflex Mastercard® Credit Card is a quick and easy process that can be done entirely online. In just a few minutes, you can be on your way to enjoying all of the benefits that this card has to offer. For more details on how to apply, follow the link below.

Reflex Mastercard® Credit Card

How to get the Reflex Mastercard® Credit Card?

Learn how to apply for the Reflex Mastercard® Credit Card and start improving your credit score today!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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