Credit Cards
United℠ Explorer card review: Get useful perks!
Read this United℠ Explorer card review and learn about this card's rich rewards and useful perks.
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A card with solid ongoing rewards, two airport lounge passes every year, free checked bags, and more!
This card is an excellent option if you like to travel and are looking for a credit card that offers perks you can actually use. Learn more in this United℠ Explorer card review.
How to get your United℠ Explorer card
Read this United℠ Explorer card application guide to learn how to get this card and start enjoying its rich rewards!
- Credit Score: Good – Excellent (690 – 850)
- APR: 19.49% – 26.49 Variable
- Annual Fee: First year free, then $95
- Fees: N/A
- Welcome bonus: Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months since opening the account.
- Rewards: 2 MileagePlus miles for every dollar you spend on purchases from United, 2 miles per dollar on restaurant purchases and hotel accommodations you purchase directly from the hotel, 1 mile per dollar on all other purchases.
Even if you only occasionally fly United this card offers valuable benefits, many of which other airline cards do not offer.
These benefits set this card apart from the competition and they make the annual fee totally worth it.
Read on and find out what you need to know about this card.
United℠ Explorer card: how does it work?
With the United℠ Explorer card you will get the first year free of annual fee. After the period of one year the annual fee is $95.
If you manage to spend at least $3,000 within the first three months since opening your account, you will earn 60,000 bonus miles.
The rewards system for this card gives you 2 MileagePlus miles per dollar you spend on purchases from United.
It also gives you 2 miles per dollar at restaurants, and on hotel accommodations that you purchase directly with the hotel.
All other purchases earn you 1 mile per dollar, and United miles are worth approximately 1.2 cents apiece.
The card does not offer a 0% intro APR, and the regular ongoing APR is a variable 19.49% to 26.49%.
Some notable perks the card offers are a free checked bag for you and a companion, two United Club use passes every year, as well as trip cancellation or interruption insurance.
The card also gives you Global Entry or TSA Precheck statement credit every four years, 25% back on purchases you make in-flight.
Plus, you will get a complimentary one-year DashPass membership. This serves for both Doordash and Caviar (terms apply).
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Significant benefits and disadvantages you may find
Now that you are familiar with this card’s ins and outs, how about a comparison between its pros and cons?
Our United℠ Explorer card review would not be complete without one.
Benefits
- Useful luxury perks
- Bonus offer for new cardholders
- Bonus categories
- Free checked bag
Disadvantages
- Charges an annual fee
- Limited flexibility rewards
- Fewer free checked bags than other airline cards
Is a good credit score required for applicants?
The United℠ Explorer card is a top-tier card which caters to individuals with high purchasing power.
Hence, the credit score required for this card is between 690 and 850, which falls within the categories of Good to Excellent credit.
Learn how to apply and get a United℠ Explorer card
If you like what you have seen in this United℠ Explorer card review, you might want to take the next step and apply for this card.
If that is the case, click the link below and we will guide you through the process.
How to get your United℠ Explorer card
Read this United℠ Explorer card application guide to learn how to get this card and start enjoying its rich rewards!
About the author / Danilo Pereira
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