Credit Cards
Spark Cash Plus Credit Card application
Learn how the application process for the Spark Cash Plus Card from Capital One works and start taking advantage of perks like no other card can offer! Read on to see our complete guide.
Advertisement
Spark Cash Plus Credit Card: Easy manage your business expenses online!
For business owners and entrepreneurs looking for a reliable credit card, the Spark Cash Plus Card from Capital One offers lots of fantastic features to make your life easier.
With a fixed 2% cash back on all purchases, you can earn rewards quickly and easily with no limit.
New users can get a $1,000 cash bonus after spending $50,000 within the first six months of membership.
While this card offers great rewards, it’s important to note that it’s a “pay in full” card. Which means there’s no APR, but a 2,99% monthly late fee.
The $150 annual fee might seem steep. But if you prioritize the use of this card for your business, the initial bonus and annual $200 yearly cash bonus will easily offset that cost.
The card offers free employee cards and customized spending limits, which makes it much easier to manage your company’s expenses.
It does require an excellent credit score for all new applicants, which means it’s not available for everyone.
However, if you’re eligible, this card is truly a bargain.
On top of all the perks mentioned above, you’ll also be able to enjoy international travels with no foreign transaction fees and a 5% return for travel-related bookings via Capital One Travel.
With all these features, it’s no wonder Spark Cash Plus Card is one of the top business credit cards around!
If you’d like to learn how you can apply for it, keep reading our content below.
Learn how to get your Spark Cash Plus Card online
Ready to apply for the Spark Cash Plus Card? Then let’s look over how the process works.
Applying online is easy – Capital One just needs a few details and you could be on your way to taking advantage of all that this credit card has to offer.
First, select “Apply Now” on the Spark Cash Plus Business Credit Card page. On the next page, you’ll enter your business name, address and contact information.
Next, provide some details about the primary account holder – their name, Social Security number and other contact information.
Then you’ll be asked to supply financial data about your business, such as its revenue and expenses for the past two years.
After that, you’ll need to answer a few questions about your business and its credit card use.
Once you fill out all the information, you can submit your application.
Make sure to read their Terms & Conditions before finishing the process.
Once the bank approves your request, you should receive your new card between 7 to 10 business days.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How to get this card using the app
You can only request the Spark Cash Plus Card via mobile app if you already have a Capital One business account. In that case, you can check if you’re pre-approved for it by tapping “menu” and “credit cards”.
If you don’t have a Capital One business account, you’ll need to apply for it online by following the steps described above.
What about another recommendation: Chase Ink Business Preferred® Credit Card
However, if you want to check out other options before committing your business to a Spark Cash Plus Card, it’s okay.
In that case, our recommendation is the Chase Ink Business Preferred® Credit Card.
This card has a cheaper annual fee, offers a great welcome bonus and a fantastic 3 points per dollar rewards rate on selected purchases.
To learn more about what it has to offer, check out the link below. You won’t be disappointed!
Chase Ink Business Preferred Credit Card review
Read this Chase Ink Business Preferred Credit Card review and find out about this card's fat welcome bonus and high ongoing rewards.
About the author / Aline Barbosa
Trending Topics
ABSA Flexi Core Credit Card review: Flexible and convenient perks
In this ABSA Flexi Core Credit Card review you will see how this card offers you more flexibility and convenience.
Keep ReadingPenFed Pathfinder® Rewards Visa Signature® card application guide
In this PenFed Pathfinder® Rewards Visa Signature® card application guide, you will learn how to get your card with access to travel perks.
Keep ReadingFNB Petro Credit Card application: Get Free AA Roadside Assistance
Start saving big on petrol station purchases with a little help from our FNB Petro Credit Card application guide.
Keep ReadingYou may also like
American Express® Green Card review: Travel Perks and More!
In this American Express® Green Card review you will learn about this card's unlimited rewards, travel benefits and more!
Keep ReadingHow to Prepare Financially for a Big Trip
Traveling requires more than booking flights and hotel reservations. Read on and find out how to prepare financially for a big trip.
Keep ReadingWhat credit score do you need to buy a house?
Trying to figure out the right credit score to buy a house? Well, you have come to the right place. Read our article and find out!
Keep Reading