Credit Cards
U.S. Bank Altitude® Go Visa Signature® Card review: High Rewards and Low Fees
Read this U.S. Bank Altitude® Go Visa Signature® Card review and learn about this card's cashback rewards.
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Earn 2X back at grocery stores, gas stations, and on eligible streaming services
Introducing a credit card with exceptional rewards, no foreign transaction fees, and a generous sign-up bonus for new cardholders. Here is our U.S. Bank Altitude® Go Visa Signature® Card review.
How to apply for U.S. Bank Altitude® Go Visa?
In this U.S. Bank Altitude® Go Visa Signature® Card application guide we are going to help you get this card in just a few minutes!
- Credit Score: Good to Excellent (670 to 850)
- APR: Variable APR of 14.99% to 23.99% on purchases and balance transfers
- Annual Fee: $0
- Fees: 3% foreign transaction fee, balance transfer fee of $5 or 3% of the transferred amount (whichever is greater)
- Welcome Bonus: Earn 20,000 bonus points after spending $1,000 within the first 90 days of account opening
- Rewards: Earn 4 points per $1 spent on dining, takeout, and food delivery, 2 points per $1 spent on groceries, gas, and streaming services, and 1 point per $1 spent on all other purchases. Points can be redeemed for cash back, travel, gift cards, and merchandise.
If you like dining out, using streaming services and getting rewarded on your spending, this card is for you. Read on and learn all you need to know about it.
U.S. Bank Altitude® Go Visa Signature® Card: how does it work?
The U.S. Bank Altitude Go Visa Signature Card is a no-annual-fee rewards credit card. It offers a high rewards rate for dining purchases, making it a good choice for foodies.
You can earn 4 points per $1 spent on dining, including takeout and delivery. Also, you can earn 2 points per $1 spent at grocery stores, gas stations, EV charging stations, and eligible streaming services.
There is also a new cardholder bonus offer of 20,000 bonus points when spending $1,000 in eligible purchases within the first 90 days of account opening.
The card offers a 0% intro APR for 12 billing cycles on purchases and balance transfers. Also, the APR is variable, ranging from 19.49% to 28.49% after that.
Other benefits include a $15 annual credit for eligible streaming services purchases and no annual fee. Plus, no foreign transaction fee, and Visa Signature benefits.
One of the card’s standout features is its excellent rewards rate on restaurant purchases. It is unmatched by other cards with a $0 annual fee.
However, the card does not earn bonus rewards on entertainment spending. This may be a disadvantage for those who frequently enjoy nights out.
Additionally, those who cook at home more than they dine out may find better options for their budget.
This card is an excellent choice for those who want a no-annual-fee card with a high rewards rate on dining purchases.
It also offers solid earnings in other categories, as well as a new cardholder bonus offer and a 0% intro APR period.
The lack of an annual fee and foreign transaction fee make it a good option for frequent travelers.
However, those who value bonus rewards on entertainment spending may want to consider other options.
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Significant benefits and disadvantages you may find
Our U.S. Bank Altitude® Go Visa Signature® Card review would not be complete without a comparison between this card’s main benefits and disadvantages. Check it out!
Benefits
- No annual fee
- Cashback rewards
- No foreign transaction fee
- Easy to redeem rewards
Disadvantages
- High APR
- No travel perks
- Limited bonus categories
- Average welcome bonus
Is a good credit score required for applicants?
Yes it is. Generally we would consider Good a credit score of 670 or higher, which may increase the likelihood of approval for the card.
Learn how to apply and get a U.S. Bank Altitude® Go Visa Signature® Card
Ready to apply for the U.S. Bank Altitude® Go Visa Signature® Card? Follow our application guide to get started in just a few minutes.
How to apply for U.S. Bank Altitude® Go Visa?
In this U.S. Bank Altitude® Go Visa Signature® Card application guide we are going to help you get this card in just a few minutes!
About the author / Danilo Pereira
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