Credit Cards
Amex EveryDay® Credit Card review
Are you looking for a new credit card that can save you money while offering plenty of perks? Then the Amex EveryDay® Credit Card might be right up your alley. Check our full review to learn why.
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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
Amex EveryDay® Credit Card: Qualify for 10,000 Membership Rewards® Points when you apply!
Are you looking for a credit card that gives more than just rewards? Are you searching for a card that has your best interests at heart and helps guide your spending in the right direction? Then the Amex EveryDay® Credit Card could be the perfect solution.
Amex EveryDay® Credit Card online application
Learn everything you need to know about applying for the Amex EveryDay® Card, from eligibility requirements to what you can expect.
- Credit Score: You need at least a good score to qualify for the Amex EveryDay.
- APR: Benefit from a 0% intro APR for 15 months on purchases and balance transfers. Then, a variable 17.24% to 28.24% applies. Rates & Fees
- Annual Fee: The Amex EveryDay® Credit Card has a $0 annual fee. Rates & Fees
- Fees: 29.49% APR on balance transfers with a 3% fee, penalty APR (when it applies) of 29.99%, 5% cash advance fee, 2.7% foreign transaction fee, and up to $40 on late and/or return payments. Rates & Fees
- Welcome bonus: New members can enjoy 10,000 Membership Rewards® Points once they make at least $2,000 on purchases within the first 6 months. *Terms apply
- Rewards: The Amex EveryDay offers 2x points on groceries at U.S. supermarkets up to $6,000 a year, then 1x points. Members can also earn 1x points on all other purchases, and 20% extra points on less returns and credits when they use the card 20 times per billing cycle. *Terms apply
With benefits including two points per dollar at U.S. supermarkets, one point per dollar elsewhere, no annual fee and exclusive access to entertainment events, the Amex EveryDay® Credit Card has something for everyone.
Plus, there are plenty of ways to make rewards even more meaningful with the card’s flexible redemption options.
That way you can get what you want out of your everyday spending! Keep reading our Amex EveryDay® Credit Card review to learn more!
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Amex EveryDay® Credit Card: how does it work?
The Amex EveryDay® Credit Card is designed to make your life simpler and more convenient. With its easy-to-use online account access, you can easily manage your spending, pay bills, earn rewards and keep track of transactions.
The card is available for people with a good score or better, has no annual fee, and offers an extensive low APR period for purchases and balance transfers. If you spend a lot on groceries, you can double your earnings with 2x points at U.S. supermarkets up to $6,000.
You’ll earn 1x points on everything else, and an additional 20% on less returns and credits when you use your card at least 20 times per billing cycle. You can pay with points, use those points for your charges, transfer them to partnered airlines and hotels, and more!
Significant benefits and disadvantages you may find
If you’re looking for an everyday credit card with lots of perks, the Amex EveryDay® Credit Card might be the right choice for you.
But before you apply, it’s important to weigh all of your options and decide if it is truly the best fit. Here are some pros and cons to consider.
Benefits
- Easy-to-get welcome bonus once you meet the spending requirements;
- Earn 2x points at U.S. supermarkets – great if you spend a lot on groceries;
- Pre-qualify online at Amex’s website with no impact to your credit score;
- Easily redeemable rewards. You can pay with points, use your points in your charges, transfer your points to airline and hotel loyalty programs, shop with points, and much more;
- Earn 2x points when you book your travels with Amex’s travel program;
- All of this with a $0 annual fee.
Disadvantages
- Not truly rewarding if you don’t spend a lot of money on groceries;
- Spending caps on the highest rewards category;
- Possible high APR once the intro period ends;
- Foreign transaction fee on international purchases.
Is a good credit score required for applicants?
If you’re considering applying for the Amex EveryDay® Credit Card, you may be wondering if a good credit score is required. It all depends on your financial history and individual circumstances.
While a 700+ score will improve your odds, Amex will review other financial aspects, such as your income, credit history, number of open accounts, outstanding debt, and more.
Learn how to apply and get an Amex EveryDay® Credit Card
Are you looking for ways to benefit from your everyday spending? With the Amex EveryDay® Credit Card, you can enjoy an array of benefits that rewards you for living your life.
Check the following link to learn everything about the application process!
Amex EveryDay® Credit Card online application
Learn everything you need to know about applying for the Amex EveryDay® Card, from eligibility requirements to what you can expect.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Aline Barbosa
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