Credit Cards

How to get your Discover it® Balance Transfer

Learn about the Discover it® Balance Transfer application process, what you need to know to apply, and how to get the most out of your card.


by Aline Barbosa

Published on 09/13/2022

Discover it® Balance Transfer application: Get rewards for everyday expenses!

discover it balance transfer
Apply to this Discover it® Balance Transfer to enjoy excellent rewards rates! Source: The Post New.

The Discover it® Balance Transfer card application is easy to complete, and you can get started right away. You’ll enjoy 0% intro APR on balance transfers for 18 months, and there’s no annual fee to worry about. 


Credit Card

Discover it® Balance

no annual fee cash back

With your Discover it® Balance Transfer you can enjoy a 0% Intro APR for 18 months!

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The card offers a great way to consolidate your debt and save on interest. You’ll be able to pay down your debt without accruing any additional interest charges.

Plus, the 5% cash back bonus on rotating categories will help you earn rewards on the purchases you make daily.

The Discover it® Balance Transfer has a generous welcome bonus, which will double the cash back you’ve earned on your first account anniversary.

And these are just some of the benefits you’ll get by adding this card to your wallet. 

So if you’re interested in applying, keep reading to learn more details about how the Discover it® Balance Transfer application process works, and get yours today!

Learn how to get your Discover it® Balance Transfer with an online application

using laptop for online application
Check how the online application process works. Source: Freepik.

The Discover it® Balance Transfer online application is as simple as it gets. First, access Discover’s website, click on “all products” on the top menu, then “credit cards” and “cash back credit cards”.

If you can’t find it, you can search for it on the home page, and Discover will redirect you to it.

You can browse through the card’s webpage to learn more about the product. Once you’re ready to apply, click on “apply now”.

To save you some time, Discover asks you to fill out a small form with your name, date of birth, and last four digits of your Social Security Number.

This works as a pre-qualification process to determine if the card is available for you.

By agreeing to their terms and clicking on “Continue”, you’ll be able to choose your card’s design. Below, you’ll be required to fill out a more complete form.

Ensure all information is correct and read the company’s Terms & Agreement and their fees disclosure before continuing with your Discover it® Balance Transfer application. 

Finally, submit your application and wait for the bank to get in touch with you. Either by mail or using the phone number you provided.

If everything goes accordingly, you should have your new card delivered within a few business days. 

How to get this card using the app

Once you have your card, you can download the Discover mobile app to manage your account.

However, the Discover it® Balance Transfer application process is not available via mobile.

To request the card, you must do so via the web browser. 


What about another recommendation: Discover it® Cash Back

However, if you’re looking for a cash back rewards card instead of one that focuses on balance transfers, we encourage you to take a look at the Discover it® Cash Back card.

With no annual fee and a great rewards rate, you’ll get a lot of value for your money on everyday spending. 

To learn more details about this card and how you can apply for it, check out the link below. You’ll learn about its rewards program, eligibility requirements, and more. 

Discover it® Cash Back Credit Card

Discover it® Cash Back review

The Discover it® Cash Back Card offers all cardholders one of the best rewards rates available in the market. Read our full review to learn more.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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