Oportun® Visa® Credit Card application
The Oportun® Visa® Card is designed to help people with limited or no credit history establish a good credit rating. Learn how to apply and get approved in minutes!
by Aline Barbosa
Oportun® Visa® Credit Card: You can apply even with no credit history!
The Oportun® Visa® Card is a great choice for those looking to build or rebuild their credit.
This card reports your payment activity to all three major credit bureaus, allowing you to establish a positive payment history and potentially improve your credit score over time.
Oportun offers a simple and straightforward way to manage your finances. This card is designed for those who are new to credit cards or simply looking for an easy-to-use option with a low annual fee.
The card’s APR varies between 24.90% and 29.90%, but that shouldn’t be an issue if you manage to pay your balance in full every month.
You can easily manage and track your spending with Oportun’s mobile app, making it easy to stay on budget.
Oportun also provides tailored financial education to help you understand the basics of credit scores, debt repayment plans and more.
With the Oportun® Visa® Card, you can manage your money with confidence and achieve financial success.
Next, we’ll look over the card’s application process so you can easily request yours.
With the pre-qualification tool, you can even check for availability without harming your credit score.
Read on for more!
Learn how to get this credit card online
Like most credit cards today, the Oportun® Visa® Card offers a simple online application. All you have to do is access their official website and click on “credit cards”.
Then, you can either scroll down to learn more, or click the “apply now” green button at the bottom of the page.
If you hadn’t been referred to the application with a code, select “start without code” and begin filling the online form.
You’ll need to provide personal details, as well as contact information, your SSN and a valid email address.
Once you’ve done that, review the form to make sure everything is correct and select “continue”.
WebBank may require additional data points regarding your current financial situation during the next steps.
After filling all the requirements, you can submit the form and wait for approval.
If everything is okay, you’ll receive an offer informing your initial credit line as well as APR. You can either agree or deny that offer.
If you accept, your new Oportun® Visa® Card should arrive at your home address within a few business days.
You will be redirected to another website
How to get this card using the app
While Oportun offers a great and accessible mobile app for account management, you can’t request this card on it. Oportun® Visa® Card applications are only available through their official website.
What about another recommendation: Petal® 1 “No Annual Fee” Visa® Credit Card
If you’d like to know about other options before committing to the Oportun® Visa® Card, there are plenty.
For example, the Petal® 1 “No Annual Fee” Visa® Credit Card is also available for people with no credit history.
With this card, you won’t have to worry about hidden fees, and will even get cash back rewards on selected merchants.
Follow the link below if you’d like to learn more about it, including how the application process works.
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