Everyone that needs a credit card can apply for a PREMIER Bankcard® Mastercard® Card. The application process is not demanding, and you can get it even with a credit score as low as 500. Isn’t it great?

The card has some fees, like a $55 – $75 Program Fee, $75 – $125 Annual fee in the first year, $45 – $49 Annual Fee from the second year ahead, and a $6.25 – $10.40 Monthly Fee.

If you’re looking for a credit card with rewards, this is not the one for you. This card will give you no cash back or reward points when you use your card. However, your credit history will be reported to credit bureaus and you’ll build your credit score.

Depending on your credit score, you can get a credit limit as high as $700, and by making good use of it with no delayed payments you can soon apply for a better credit card with the higher credit score you’ve built.

You will apply for the PREMIER Bankcard® Mastercard® Card through their website. First, read the terms and conditions carefully. It is extensive and contains a lot of critical information. Read the fine prints too.

To start the application process, access Premier Bankcard and select your card. Start the process by answering the application form. You’ll have to give your name, full address, cell phone, type of residence (rent or your own), date of birth, and social security number.

Once you submit your application form, you’ll receive your card offer to conclude the process.

The only way to apply for the PREMIER Bankcard is through the website. Once you got the card, you can download the app to manage your account.

If you want to look at another optio before applying for your Bankcard, we can help. The FIT Mastercard® is an excellent credit builder and provides an initial credit line of $400. Its application process is simple, and applicants with low/fair credit scores are welcome to apply. See the comparison between the two cards below and follow the recommended link if you want to learn more about the FIT Mastercard® application process.