Credit Cards
PREMIER Bankcard® Mastercard® Card application
Having a credit card is important to build a credit score. But to have a credit score you need a credit card and vice versa. PREMIER Bankcard® Mastercard® Credit Card put an end to this loop, by giving you a credit card even if you have a poor score. Learn how to apply for it.
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by Aline Barbosa
PREMIER Bankcard® Mastercard® Credit Card: simple and easy application process.

Everyone that needs a credit card can apply for a PREMIER Bankcard® Mastercard® Card. The application process is not demanding, and you can get it even with a credit score as low as 500. Isn’t it great?
The card has some fees, like a $55 – $75 Program Fee, $75 – $125 Annual fee in the first year, $45 – $49 Annual Fee from the second year ahead, and a $6.25 – $10.40 Monthly Fee.
If you’re looking for a credit card with rewards, this is not the one for you. This card will give you no cash back or reward points when you use your card. However, your credit history will be reported to credit bureaus and you’ll build your credit score.
Depending on your credit score, you can get a credit limit as high as $700, and by making good use of it with no delayed payments you can soon apply for a better credit card with the higher credit score you’ve built.
Learn how to apply online

You will apply for the PREMIER Bankcard® Mastercard® Card through their website. First, read the terms and conditions carefully. It is extensive and contains a lot of critical information. Read the fine prints too.
To start the application process, access Premier Bankcard and select your card. Start the process by answering the application form. You’ll have to give your name, full address, cell phone, type of residence (rent or your own), date of birth, and social security number.
Once you submit your application form, you’ll receive your card offer to conclude the process.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Learn how to apply using the app
The only way to apply for the PREMIER Bankcard is through the website. Once you got the card, you can download the app to manage your account.
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PREMIER Bankcard® Mastercard® Card or FIT Mastercard® card?
If you want to look at another optio before applying for your Bankcard, we can help. The FIT Mastercard® is an excellent credit builder and provides an initial credit line of $400. Its application process is simple, and applicants with low/fair credit scores are welcome to apply. See the comparison between the two cards below and follow the recommended link if you want to learn more about the FIT Mastercard® application process.
PREMIER Bankcard® Mastercard® Card | FIT Mastercard® card | |
Credit Score | Low – Fair | Low – Fair |
Annual Fee | First year: $75 – $125;Second year ahead: $45 to $49 | $99 |
Regular APR | 36% | 29.99% variable |
Welcome bonus | N/A | None |
Rewards | Does not offer rewards | N/A |

Learn how to get the FIT Mastercard® card
The FIT Mastercard® card can be a powerful ally in rebuilding or establishing your score. Check this post and learn how to easily apply for one today!
Aline Barbosa
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