Nowadays, it’s more important than ever to worry about the environment and choose different products with a positive impact on the planet. In this Aspiration Plus account review, you’ll learn everything you need to know about a financial product with an impressive mission to make the world a better place.

Not only does the account come with a great APY rating, it also offers cash back rewards and easy management through a very intuitive app. So keep reading our Aspiration Plus Account review to see how you can earn interests while being part of a crucial environmental program. 

Aspiration is an online banking service that works more like a cash management account than a traditional bank. The institution offers two different types of accounts: Aspiration and Aspiration Plus.

With the Aspiration Plus account, you can earn up to 5% APY in the first $10,000 in your savings account. However, there’s a spending requirement of at least $1,000 a month to reach that percentage. All clients can also earn a whopping 10% cash back on purchases at Conscience Coalition partners. 

To subscribe to the Plus alternative, you’ll have to pay a low monthly fee of $7,99 or $5,99 if you pay annually once you sign up to the account. The institution requires a minimum $10 deposit to open the account. Aspiration guarantees that any deposit made won’t fund fossil fuel exploration or fossil production, which is step one in their environmental program to protect the planet.

The account also comes with many perks like the option to plant a tree every time you use the card. You can also offset the negative impact of owning a car with their Planet Protection program. With the Aspiration Plus Account, you’ll get one out-of-network ATM reimbursement per month, and you can withdraw your money in over 55,000 free in-network ATMs all over the country.

There are a couple of setbacks, like no physical branches or cash deposits. But overall, you can benefit greatly from having this account and still help the planet while earning impressive rewards. 

While this account has many benefits to its name, it also has a couple of disadvantages you should know about before subscribing to it. Learn what they are next in our Aspiration Plus Account review. 

You won’t have to worry about your credit score with this account. The only requirement is that you are a U.S. resident with a valid address and social security number over the age of 18. You’ll also need to have a U.S. bank or Credit Union account to be able to fund your Aspiration Plus account. 

If reading our Aspiration Plus Account review got you interested in opening an account, we can help. Follow the link below for more details of the application process and how you can start earning high interest rates while helping the planet.