Credit Cards

BankAmericard® for Students review: 0% Intro APR and No Annual Fee

Read this BankAmericard® for Students review and find out how this card can help you pay off debt with its lengthy 0% APR offer.


BankAmericard® for Students: Get low ongoing APR, fraud protection, and pay no annual fee

BankAmericard® for Students
Get this credit card to pay for your college expenses. Source: The Post New.

Looking for a credit card that offers no annual fees, 0% APR introductory rate, and access to FICO credit scores? If you are, check out this BankAmericard® for Students review.

BankAmericard® for Students

How to get your BankAmericard® for Students

In this BankAmericard® for Students application guide you will learn how to get this card in just a few minutes!

  • Credit Score: Good to Excellent (690-850)
  • APR: 15.49%-25.49% Variable APR
  • Annual Fee: $0
  • Fees: 3% balance transfer fee, 3% foreign transaction fee
  • Welcome bonus: N/A
  • Rewards: N/A

This card is ideal for students with good credit who prioritize financial independence. Also, it offers a lengthy 0% intro APR period which will help you eliminate debt.

Therefore, read on and learn all you need to know about it.

BankAmericard® for Students: how does it work?

The BankAmericard® for Students appears to be a credit card that has potential and can be a convenient card to start building credit, as you’ll see in this review.

With no annual fee, it offers a lengthy 0% introductory APR. This works for both purchases and balance transfers made in the first 60 days for 21 billing cycles. 

The card also comes with contactless payment. This offers the security of a chip card with the convenience of a tap. Also, users can access their FICO® Score for free via online or mobile banking. 

While it may be appealing, this card requires good to excellent credit. Usually, a FICO score of 690 or above will allow you to qualify. However, many college students may not have this credit score yet. 

Furthermore, the card offers no ongoing rewards, which is a major drawback. Indeed, students may find a non-student card that offers more rewards to be a better option if they have sufficient credit.

There’s an advantage for older undergraduate or graduate students in their last few semesters of school.

The BankAmericard® for Students may be useful to bridge the gap between student life and starting a professional career.

The long introductory APR period may help them float additional costs. This includes purchasing a professional wardrobe or traveling for job interviews. 

Additionally, if a student is carrying a balance on another card, transferring that balance to the BankAmericard® for Students may help them pay it off. There’s a 3% balance transfer fee, though.

Significant benefits and disadvantages you may find

BankAmericard® for Students
A credit card will help you start building your score. Source: Canva.

Time to compare this card’s pros and cons. Check out the list of benefits and disadvantages of our BankAmericard® for Students review.


  • No annual fee.
  • Good credit-building tool.
  • Customizable alerts for transactions.
  • Fraud protection and zero liability.


  • No cash rewards.
  • High APR for late payments.
  • Limited redemption options.
  • Foreign transaction fees.

Is a good credit score required for applicants?

Yes. The BankAmericard® for Students requires applicants to have a credit score of between 690 and 850 and will review their credit history. This generally falls within the categories of Good to Excellent credit.

Learn how to apply and get a BankAmericard® for Students

Apply for the BankAmericard® for Students quickly and easily with our application guide review. Just click the link below and follow our simple steps to get yours in just a few minutes.

BankAmericard® for Students

How to get your BankAmericard® for Students

In this BankAmericard® for Students application guide you will learn how to get this card in just a few minutes!

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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