Looking for a credit card that offers no annual fees, 0% APR introductory rate, and access to FICO credit scores? If you are, check out this BankAmericard® for Students review.

This card is ideal for students with good credit who prioritize financial independence. Also, it offers a lengthy 0% intro APR period which will help you eliminate debt.

Therefore, read on and learn all you need to know about it.

The BankAmericard® for Students appears to be a credit card that has potential and can be a convenient card to start building credit, as you’ll see in this review.

With no annual fee, it offers a lengthy 0% introductory APR. This works for both purchases and balance transfers made in the first 60 days for 21 billing cycles. 

The card also comes with contactless payment. This offers the security of a chip card with the convenience of a tap. Also, users can access their FICO® Score for free via online or mobile banking. 

While it may be appealing, this card requires good to excellent credit. Usually, a FICO score of 690 or above will allow you to qualify. However, many college students may not have this credit score yet. 

Furthermore, the card offers no ongoing rewards, which is a major drawback. Indeed, students may find a non-student card that offers more rewards to be a better option if they have sufficient credit.

There’s an advantage for older undergraduate or graduate students in their last few semesters of school.

The BankAmericard® for Students may be useful to bridge the gap between student life and starting a professional career.

The long introductory APR period may help them float additional costs. This includes purchasing a professional wardrobe or traveling for job interviews. 

Additionally, if a student is carrying a balance on another card, transferring that balance to the BankAmericard® for Students may help them pay it off. There’s a 3% balance transfer fee, though.

Time to compare this card’s pros and cons. Check out the list of benefits and disadvantages of our BankAmericard® for Students review.

Yes. The BankAmericard® for Students requires applicants to have a credit score of between 690 and 850 and will review their credit history. This generally falls within the categories of Good to Excellent credit.

Apply for the BankAmericard® for Students quickly and easily with our application guide review. Just click the link below and follow our simple steps to get yours in just a few minutes.