What are the best Discover credit cards?
Compare the best Discover credit cards and find the right one for you. Whether you're looking for a card with cash back rewards or miles, we've got you covered.
We’ve got the best offers from one of the most rewarding card companies in the U.S.
When it comes to credit cards, Discover is a top contender. But with so many options, how can you tell which is the best Discover credit card for you?
They offer a variety of great cards with excellent rewards programs that make them stand out from the competition.
In this article, we’ll line-up the best offers that are currently available for all sorts of different financial statuses.
So, whether you’re looking for a cash-back card, travel rewards card, or something else, you’re sure to find a card that will meet your needs.
While there are a series of cards to choose from, there are a few factors that you should consider when making your decision.
First, what is your credit score? If you have excellent credit, you will likely be able to qualify for a card with a lower interest rate and more perks.
If your credit score is not as high, you may want to consider a card with fewer features but a lower APR.
Second, what are your spending habits? If you tend to spend a lot on travel or dining out, you may want to consider a card that offers rewards for those purchases.
Below, you’ll find a selection with the best Discover credit cards and their top features, perks and benefits.
So take your time to compare your options and choose the Discover credit card that’s right for you.
The best Discover credit cards right now
There’s no doubt that Discover credit cards are a popular choice for consumers.
But with so many different alternatives, choosing the right card can seem like an impossible task.
Below, we’ll take a closer look at the best Discover credit cards in the market right now.
We’ll discuss what makes each card unique, and help you decide which one is the best fit for your needs.
So whether you’re looking for a card with great rewards or one that offers generous bonus points, keep reading to learn more!
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Best for cash back rewards: Discover it® Cash Back
The Discover it® Cash Back is one of the best Discover credit cards out there. With its cash back rewards, Discover has made it even easier to save on your everyday purchases.
The card offers 5% cash back in rotating categories each quarter and 1% cash back on all other purchases, making it a great choice for those who want to maximize their rewards.
Discover also offers a Match program, where Discover will match all of the rewards you’ve earned at the end of your first year.
The card charges a $0 annual fee and offers an introductory APR on purchases of 0% for 15 months.
Once that period ends, the standard variable APR is 14.99% – 25.99%. To request this card, you must have at least a good credit score.
Best for travel rewards: Discover it® Miles
When it comes to the best Discover credit cards, Discover it® Miles stands out from the pack.
With this card, you can earn 1.5x miles on every dollar spent and receive an unlimited bonus of matched miles at the end of your first year – making it easy to quickly rack up rewards.
These miles don’t expire and there’s no foreign transaction fees, making it ideal when traveling abroad.
Another great feature is the ability to redeem your miles for statement credits at any time. This allows you to maximize your rewards and get the best value out of them.
The Discover it® Miles offers an introductory APR on balance transfers and purchases for 15 months.
After that period, it’s a variable APR between 14.99% – 25.99%. There’s no annual fee, but you also need a good or excellent score to become eligible.
Best student credit card: Discover it® Student Cash Back
The Discover it® Student Cash Back is one of the best Discover credit cards out there, and best for students overall.
It’s designed to help students take control of their finances with great rewards and no annual fee.
With this card, you get 5% cash back on rotating categories like department stores, restaurants, and more—up to a maximum of $1,500 in purchases each quarter—and 1% unlimited cash back on all other purchases
Plus, Discover will match all the cash back you’ve earned in your first year for an even bigger boost to your rewards!
The best part? You can redeem your rewards whenever and however you want.
So whether you’re buying textbooks or taking a dream vacation, you’ll have the cash to make it happen.
The card is available to applicants with a fair score and limited credit history, and charges no annual fee.
Best for credit building: Discover it® Secured Credit Card
The Discover it® Secured Credit Card is one of the best Discover credit cards available. With no annual fee, this card offers a great way to build or rebuild your credit.
You’ll have access to a variety of features including cash back and a low introductory APR period.
You can use your Discover it® Secured Credit Card just like any other credit card, but it comes with the added benefit of being backed by your security deposit.
This means you won’t be subject to high interest rates or spending limits.
This card is an ideal option for anyone who wants to make the most of their credit.
Whether you’re just starting out or trying to rebuild your credit rating, the Discover it® Secured Credit Card can help you get the best out of your credit experience.
Best for gas and dining rewards: Discover it® Chrome
The Discover it® Chrome is undoubtedly one of the best Discover credit cards available.
This card packs a ton of features, including 2% cash back on up to $1,000 in combined purchases at gas stations and restaurants each quarter.
With no annual fee and 0% intro APR for 15 months on purchases and balance transfers, this card is ideal for those who want to make the most of their spending.
With the Discover it® Chrome you can enjoy easy access to your account, manage automatic payments, and even pay your bill right from the app.
This card is a great fit for anyone looking to get rewards, build their credit score, and manage their finances with ease.
Discover will accept applicants with an average score, and the variable APR is 14.99% – 25.99% once the introductory period ends.
From 24/7 US-based customer service to a safe and secure online account experience, this card is designed to make your life easier.
What are the best Chase credit cards?
Chase offers a wide variety of credit cards that cater to different needs, from everyday spending to travel rewards.
Depending on your individual financial goals and lifestyle, there are certain Chase credit cards that may be better suited for you than others.
In the link below, we’ll cover some of the best offers currently available for all types of credit scores.
So whether you’re a student who’s new to credit or a frequent jet setter, Chase is sure to have the perfect card for your needs. Read on to learn more!
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