If you’re looking for a card with some impressive features that also comes with a reasonable APR, the Discover it® Secured Card might be just what you’re after. This card offers 2% cash back at restaurants and gas stations (up to $1,000 in combined purchases each quarter), and 1% cash back on all other purchases.

Plus, there’s no annual fee to worry about. On the downside, this is a secured credit card meaning you’ll need to put down a security deposit before you can start using it.

But if you’re looking to rebuild or improve your credit score, this could be a solid option. Discover reports all payments to the three main U.S. credit bureaus. So responsible use can boost your score in just a few months.

Below, we’ll give you an overview of the application process for this card, including eligibility requirements. So keep reading to learn how to easily get your Discover it® Secured Card. 

You’d be surprised at how easy it is to apply for a Discover it® Secured Card online. First, you need to access Discover’s official website. Then, you can either select the secured alternative and apply for it or you can check if you are pre-approved first.

The pre-qualification process works as a screener for the bank and it can actually help you by showing where your credit history stands. Besides, it causes no harm to your score since Discover performs only a soft pull. 

But if you choose to apply directly, you can click on “apply now” and either fill the pre-application form or skip to the whole thing. If you choose to skip it, you’ll need to fill in your personal and banking information on the next page. Discover also allows new cardholders to choose a card design in this step. 

After providing all the required information, read their Terms & Conditions and click on “submit”. The bank will review your application and determine your maximum spending limit. Keep in mind that the starting limit is $200 and you need to pay that charge to open your account. 

The Discover mobile app has everything you could possibly want from internet banking. You can manage your account and make payments on-the-go from any device. You can even redeem your cash back points directly from it.

However, to apply for any Discover credit card, you must do so online at their website. You can follow our easy step-by-step guide described on the topic above to request your secured credit card from the comfort of your own home anytime. 

If you don’t want to or can’t put down a security deposit for a secured credit card, there are other options available to you. The Revvi Card is an unsecured product with a $300 initial credit limit. It also works well as a credit builder and offers 1% cash back rewards on account payments.

See below for the Revvi’s main features and follow the link under it to learn about its easy and fast application process.