Credit Cards

Bank of America® Customized Cash Rewards credit card review

If you value high-quality service and enjoy receiving benefits and rewards, this credit card is perfect for you. The Bank of America® customized cash rewards have cash back and many benefits.

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Bank of America® Customized Cash Rewards credit card: this $0-annual-fee card will get you amazed

 Bank of America® customized cash rewards
The Bank of America Customized Cash Rewards credit card. Source: The Post New.

This review will tell you everything you need to know about the Bank of America® customized cash rewards credit card. Learn if this card fits your lifestyle. As it is customizable, it probably will!

Bank of America® customized cash rewards

How to get Bank of America Customized Cash Rewards

Learn how to apply for this card and earn a lot of cash back in every purchase. Read this post with details about the application process.

With many satisfied customers and great reliability, this card issued by Bank of America will add pretty well to your wallet. Use it every day to earn cash back. 

  • Credit Score: Good/Excellent
  • APR: 15.49% to 25.49% variable APR, with a 0% Intro APR for 15 months.
  • Annual Fee: $0 annual fee.
  • Fees: 3% credit balance transfer fee, $40 late payment fee, 3% foreign transaction fee.
  • Welcome bonus: $200 bonus. The requirement to get this bonus is to spend at least $1,000 in the first 3 months.
  • Rewards: 1% on regular purchases, and 2% up to 3% on bonus categories. Terms apply.

Bank of America® Customized Cash Rewards credit card: is it a good card?

This card has no annual fee and will give you cash back on every purchase. Bank of America gives you at least 1% cash back, but it can be 2% or 3%, according to the following bonus categories:

  • Supermarkets and wholesale clubs: 2% cash back.
  • Pick one of the following categories. It will be your highest rewarding spending, with 3% cashback: online shopping, dining, gas, drugstores, travel, and home improvement.

If you’re a Bank Of America® customer for more than three months and have reached some deposit requirements, you can qualify for the Preferred Rewards program.

This will increase your cash back rewards, and can almost double them. 

Bank of America® Customized Cash Rewards credit card: should you get one?

happy woman wearing yellow t-shirt holding jar with money
Save money for the things you really want to buy with the $0 annual fee and cash back rewards. Source: Freepik.

This card has an excellent performance in most reviews and is a top choice for the ones looking for cash back rewards.

Let’s highlight in this review some of the pros and cons you may notice when you get your Bank of America® customized cash rewards credit card.

Benefits

  • You will pay no annual fee, so you can save some money for a more delightful expense.
  • Welcome bonus: easy to get and valuable.
  • The 0% Intro is a good opportunity to make purchases on it.
  • Earn cash back every time you use your card.
  • Customizable bonus to earn even more rewards on your top spending category.

Disadvantages

  • To apply for a Bank of America® customized cash rewards credit card you’ll need a good or excellent credit score.
  • It has a $2,500 cap for the bonus cash back per quarter.
  • Charges a fee when you use your card abroad.
  • If you’d like to use the 0% Intro APR for a balance transfer, know that you’ll be charged 3% of the amount you’re transferring. 

What is the required credit score?

Yes, you’ll need a credit score of at least 690. But if yours is even higher you’re more likely to get approved.

Bank of America® Customized Cash Rewards credit card application

Applying for a credit card nowadays is getting more and more simple. The Bank of America® customized cash rewards credit card it’s no different.

The following content will give you the step-by-step to apply for your new credit card and start earning rewards on all of your purchases.

Bank of America® customized cash rewards

How to apply for a Bank of America Customized Cash

Learn how to apply for this card and earn a lot of cash back in every purchase. Read this post with details about the application process.

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