This card offers unlimited cash rewards and a simple structure. It’s perfect for those looking to build their credit. Here is our Bank of America® Unlimited Cash Rewards Secured application guide.

This card is a good option for people with no credit or bad credit who want to build their credit score. Read on and learn how to get this card in just a few minutes.

We want to make sure you get the process right if you’re applying from different devices. For that reason, we will give you two different guidelines for the first stages of the application process.

To obtain the Bank of America® Unlimited Cash Rewards Secured card, begin by visiting Bank of America’s website. 

Select the “credit cards” option from the available choices, which will take you to a new page featuring several options, such as “featured”, “cash back”, and “travel rewards”.

Scroll through these options using the sideways-pointing arrow until you locate the “cash back” option. Once you have found it, tap on it.

Next, navigate down the page until you see the Bank of America® Unlimited Cash Rewards Secured card. 

To initiate the application process, press the “Apply Now” button situated just below the card information.

Refer to the “Continuing with the application” section of this article to proceed with the process.

Access Bank of America’s website and identify the “Credit Cards” option located on the top left side of the page, between “Savings” and “Home Loans”. 

Click on it to open the dropdown menu, and then select “Cash Back Credit Cards” from the options presented.

Scroll down the page until you locate the Bank of America® Unlimited Cash Rewards Secured card, and click on the adjacent “Apply Now” button to begin the application process.

To initiate the application process, input your first and last name as well as your residential address. Next, provide your phone number (home or mobile) and email address. Click “save and continue” to move to the subsequent page.

On the next page, indicate your citizenship status. If you are a U.S. citizen, enter your Social Security Number.

If you are not a U.S. citizen, choose your country of citizenship, country of residence, and date of birth. Click “save and continue” to proceed.

Enter your occupation, annual income, source of income, and monthly housing payment (if applicable).

Determine whether you want to transfer a balance or add a cardholder. Click “save and continue” to proceed.

On the following page, read through the complete terms and conditions of the card. Acknowledge that you have reviewed them by checking the box, and then select “save and continue”.

On the subsequent page, review your information to ensure that it is accurate. Finally, click “Submit my application” to conclude the process.

Feeling like checking out another secured card? We have another recommendation for you. Have a look at the Platinum Secured Credit Card from Capital One.

This card is an ideal way to start building (or rebuilding) your credit score. It offers no annual fee, nor any other hidden fees. That makes it great for those who are just starting out or trying to improve their current rating.

Sounds interesting? Then click the link below and learn more about this card.