Personal Capital Cash Account review
It's time to say goodbye to the old and outdated savings account. Say hello to the best way to save money with a Personal Capital Cash account.
Understanding Personal Capital Cash Account: why this is the best way to save money
To find the best way to save money, read this Personal Capital Cash Account review. Don’t waste more time with a regular savings account that will give you almost no return at all. This account is not called “High-Yield” for no reason – they really do help you yield more money on top of your savings.
- Fees: No fees to use this account
- APY: 0.65% – 0.75%
- Benefits: FDIC Insurance, unlimited monthly transfer, savings planner
- Investment Options: This account gives you support if you’d like to join Personal Capital Investment.
With this account, you can manage not only your savings, but also your checking account, your investment, your purchases, and much more. The mobile app will give you an excellent overview of your finances and help you save even more money.
Personal Capital Cash Account: understand how it works
If you need a better way to manage your finances, you need to take a look at the Personal Capital Cash Account. Having a regular savings account at your traditional bank will not give you as many benefits as this one.
Your money will be perfectly safe with Personal Cash, as your account is FDIC insured to up to $1.25 million. It is possible thanks to a partnership between Personal Cash and other banks where your money will be located.
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Significant benefits and disadvantages you may find
Are you wondering why you should open this account if you already have one at your bank? Read these pros and cons to find the answer:
- Earn more interest upon your savings than traditional savings accounts.
- Use a free financial management tool to have a perfect overview of your spending and your savings to administer your money like a pro.
- No fees to open your account and to use the management app.
- As this is an online account, there are no physical branches for you to go to.
- No ATM services.
What is the required credit score?
This account is not a credit line, so Personal Cash will not check your credit score. You can open your Personal Capital Cash account with a bad credit score or an excellent one.
Learn how to apply and open a Personal Capital Cash account
Would you like to enjoy the benefits of having a Personal Capital Cash account after checking this review? You can open one for free. Just read the following article and you’ll learn how to do it.
Open your Personal Capital Cash Account and start saving your money in a better way with no fees.
About the author / Julia Bermudez
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