Account (US)
Personal Capital Cash Account review
It's time to say goodbye to the old and outdated savings account. Say hello to the best way to save money with a Personal Capital Cash account.
Advertisement
by Julia Bermudez
Understanding Personal Capital Cash Account: why this is the best way to save money

To find the best way to save money, read this Personal Capital Cash Account review. Don’t waste more time with a regular savings account that will give you almost no return at all. This account is not called “High-Yield” for no reason – they really do help you yield more money on top of your savings.

How to open your Personal Capital Cash Account?
Open your Personal Capital Cash Account and start saving your money in a better way with no fees.
- Fees: No fees to use this account
- APY: 0.65% – 0.75%
- Benefits: FDIC Insurance, unlimited monthly transfer, savings planner
- Investment Options: This account gives you support if you’d like to join Personal Capital Investment.
With this account, you can manage not only your savings, but also your checking account, your investment, your purchases, and much more. The mobile app will give you an excellent overview of your finances and help you save even more money.
Personal Capital Cash Account: understand how it works
If you need a better way to manage your finances, you need to take a look at the Personal Capital Cash Account. Having a regular savings account at your traditional bank will not give you as many benefits as this one.
Your money will be perfectly safe with Personal Cash, as your account is FDIC insured to up to $1.25 million. It is possible thanks to a partnership between Personal Cash and other banks where your money will be located.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Significant benefits and disadvantages you may find

Are you wondering why you should open this account if you already have one at your bank? Read these pros and cons to find the answer:
Advertisement
Benefits
- Earn more interest upon your savings than traditional savings accounts.
- Use a free financial management tool to have a perfect overview of your spending and your savings to administer your money like a pro.
- No fees to open your account and to use the management app.
Disadvantages
- As this is an online account, there are no physical branches for you to go to.
- No ATM services.
What is the required credit score?
This account is not a credit line, so Personal Cash will not check your credit score. You can open your Personal Capital Cash account with a bad credit score or an excellent one.
Learn how to apply and open a Personal Capital Cash account
Would you like to enjoy the benefits of having a Personal Capital Cash account after checking this review? You can open one for free. Just read the following article and you’ll learn how to do it.

How to open an account at Personal Capital Cash Ac
Open your Personal Capital Cash Account and start saving your money in a better way with no fees.
About the author / Julia Bermudez
Trending Topics

AMEX SimplyCash™ Preferred application
Apply online for the AMEX SimplyCash™ Preferred credit card. It has excellent cashback reward rates, travel benefits, and much more.
Keep Reading
Application for the Mogo card: how does it work?
The Mogo debit card will give you sustainable benefits for a $0 annual fee. This post will show you how you can easily open your account.
Keep Reading
Application for the FIT Mastercard® card: learn how!
Wondering how to get a FIT Mastercard® card? Here's everything you need to know, like eligibility requirements and the application process.
Keep ReadingYou may also like

TrueAmericanLoan application process: Find just the right loan!
In this TrueAmericanLoan application, you will learn how to use this platform to start getting multiple loan offers within minutes.
Keep Reading
Bank of America review: is it trustworthy?
In this Bank of America review you will learn about this bank's flexible banking options, feature-rich mobile app, and more!
Keep Reading
American Express Cash Magnet application guide
In this American Express Cash Magnet application guide you will learn, step by step, how to apply for this card to start earning cash back.
Keep Reading