Capital One Quicksilver Student Cash Rewards Credit Card review
Read our in-depth review of the Capital One Quicksilver Student Cash Rewards Credit Card. Find out how it works, how to apply, and whether or not it's a good card for you!
Capital One Quicksilver Student Cash Rewards Credit Card: Get unlimited 1.5% cash back on every purchase!
The Capital One Quicksilver Student Cash Rewards Credit Card is a great option to conside if you’re a student just starting out your credit journey.
Not only you’ll be able to get access to exclusive perks, but you won’t have to worry about maintenance fees that can eat away at your earnings.
This card is perfect for students with a fair or limited credit history. With Capital One’s limited time offer, you’ll get a $100 cash bonus after spending merely $100 within 3 months of account opening.
You’ll also earn 1.5% cash back on everything you buy, with no rotating categories or spending caps.
See below for more details on this card’s main features and keep reading our Capital One Quicksilver Student Cash Rewards Credit Card review to learn why this credit card can be the perfect addition to your wallet.
- Sign-up bonus: Limited time offer of $100 cash bonus after spending $100 within 3 months of card membership.
- Annual fee: There’s no annual fee to this card.
- Rewards: Unlimited 1.5% cash back in every purchase.
- Other perks: No foreign transaction fees, 24/7 concierge services, Capital One Travel benefits and more.
- APR: 16.49% – 26.49% variable APR based on creditworthiness.
Capital One Quicksilver Student Cash Rewards Credit Card: is it a good card?
The Capital One Quicksilver Student Cash Rewards Credit Card is a great option for students with a limited or no credit history.
With it, you’ll be able to build a strong rating while earning good cash back rewards. Cardholders get unlimited 1.5% back on every purchase with no rotating categories or hidden clauses.
There’s no annual or hidden fees to this card and the APR varies between 16.49% and 26.49% based on creditworthiness.
For people studying abroad, the card can be a valuable companion as it charges no foreign transaction fees and offers 5% cash back on rental cars and hotels booked via Capital One Travel.
Capital One’s limited time offer gives all new clients a $100 cash bonus for spending just $100 within the first three months of account opening.
All earned rewards don’t expire as long as the account is active and in good standing. You can redeem any amount as cash, gift cards or to cover some of the value of a recent purchase.
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Capital One Quicksilver Student Cash Rewards Credit Card: should you get one?
While the Capital One Quicksilver Student Card is a great starter card for students, there are a couple of drawbacks that could influence whether or not you’d apply for it.
Check the pros and cons next to see if this is the card you’ve been looking for.
- The card charges no annual fee which can help you save money;
- You’ll get unlimited 1.5% cash back on every purchase;
- There’s an easy-to-get intro bonus (for a limited period of time);
- You’ll get 5% cash back on hotels and car rentals through Capital One Travel;
- There’s other perks like travel insurance, concierge services, extended warranty and more;
- You won’t have to worry about using the card abroad because there’s no foreign fees.
- The only disadvantages to this card are the lack of introductory APR on purchases and balance transfers.
What is the required credit score?
This is a card specially made for students who are just starting out their credit journey.
Therefore, if you have a limited or no credit history and a fair credit score, you should easily be able to acquire a Quicksilver Student Cash Rewards.
Applicants with a bad credit score should have some trouble upon approval though, so make sure your rating is at least fair before applying for it.
Capital One Quicksilver Student Cash Rewards Credit Card application
The application process can be done online and in just a few minutes. If you’d like to learn more about how it works, follow the recommended link and we’ll tell you everything you need to know.
About the author / Aline Barbosa
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