Looking for a business credit card with generous cashback rewards and no annual fee? Check out the Capital One Spark 1.5% Cash Select review because it might just be the right card for you.

If you’re a business owner who spends on supplies and services, the card we discussed offers cash back rewards.

Get cash back on all purchases you or your employees make with this card. Read on and learn all you need to know!

The Capital One Spark 1.5% Cash Select is a no-annual-fee business credit card. It provides unlimited 1.5% cash back on all purchases, with no bonus categories or rewards caps to worry about.

The welcome bonus is $500 after you spend $4,500 in the first three months of account opening. Rewards won’t expire for the life of the account, and it comes with free employee cards. 

Employee cards that also earn unlimited 1.5% cash back on all purchases. The card is best suited for entrepreneurs who want a cash-back card that doesn’t charge foreign transaction fees.

There are two different versions of the card with the same name, but different sign-up benefits. TheCapital One Spark 1.5% Cash Select – $500 Cash Bonus comes with a welcome bonus. 

The Capital One Spark 1.5% Cash Select – 0% Intro APR for 12 Months swaps out that bonus for a 0% intro APR on purchases for 12 months.

After this period the ongoing APR is of 20.24%-28.24% Variable APR. The cash-back offer is the better option overall.

However, the Capital One Spark 1.5% Cash Select – 0% Intro APR for 12 Months can make sense in two situations: if your credit score isn’t excellent or if you need for a 0% APR period. 

Both versions of the card offer unlimited 1.5% cash back on all purchases and don’t charge foreign transaction fees.

The card provides simple flat-rate rewards and does not have any bonus categories that limit rewards.

This makes it a good choice for a business that has a diverse spending pattern, or not concentrated in typical bonus categories like office supplies or travel. 

Read to compare this card’s pros and cons? So check out the list of benefits and disadvantages we have prepared for this Capital One Spark 1.5% Cash Select review.

Yes. In fact, the Capital One Spark 1.5% Cash Select requires applicants to have a credit score between 720 and 850. This generally falls within the category of Excellent credit.

If you’re impressed with our Capital One Spark 1.5% Cash Select review, applying for the card is easy. Follow our application guide and get started today.