Celebrity Cruises Visa Signature® review: 10,000 Bonus Points
In this Celebrity Cruises Visa Signature® review you will learn about this cards generous rewards and welcome bonus.
Cruise in Style with a Credit Card Offering 2 Points Per Dollar: Celebrity Cruises Visa Signature®
In this Celebrity Cruises Visa Signature® review, we’ll explore the benefits of earning 2x points on cruise lines and no foreign transaction fees.
- Credit Score: Good to Excellent (670-850).
- APR: 13.99% to 23.99%, based on creditworthiness.
- Annual Fee: $0.
- Fees: 10 or 3% balance transfer fee (whichever is greater), up to 29.99% penalty APR.
- Welcome bonus: 10,000-point sign-up bonus after making your first purchase within the first 90 days.
- Rewards: 2 MyCruise points for every $1on qualifying purchases with Celebrity Cruise, Royal Caribbean and Azamara, plus 1 MyCruise point per $1 spent on all other purchases.
Are you an avid traveler, particularly on Celebrity Cruises, Royal Caribbean, and Azamara Club Cruises? The Celebrity Cruises Visa Signature® may be for you.
Celebrity Cruises Visa Signature®: how does it work?
The Bank of America Celebrity Cruises® Visa Signature® Credit Card rewards program offers valuable rewards.
With it you’ll get two points per dollar on Celebrity Cruises, Royal Caribbean and Azamara Club Cruises. You’ll also get one point per dollar spent on all other purchases using the card.
There is no annual fee and no foreign transaction fee. However, there is no introductory APR, and the standard APR on purchases and balance transfers is 13.99% to 23.99%.
It’s worth pointing out that the APR depends on your creditworthiness. The card also has a high penalty APR of up to 29.99% for late payments.
To offset these drawbacks, the Bank of America Celebrity Cruises® Visa Signature® provides a nice sign-up bonus.
You’ll get 10,000 points after making the first purchase within the first 90 days of opening the account.
The card also offers useful benefits. They include zero-dollar fraud liability protection and overdraft protection when linked to a Bank of America checking account.
To maximize rewards, it’s best to use the card to pay for cruises with participating cruise lines. This guarantees you’ll earn two points per dollar spent. Other purchases earn one point per dollar.
You can redeem this card’s rewards for onboard credit, cruise discounts, upgrades, and vacations.
For a limited time, the Bank of America Celebrity Cruises Visa Signature Credit Card also provides a $100 statement credit.
That is, after making $1,000 or more in purchases within the first 90 days of account opening.
If you frequently travel with Celebrity Cruises, Royal Caribbean and Azamara, the Bank of America Celebrity Cruises Visa Signature Credit Card is an excellent option for you.
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Significant benefits and disadvantages you may find
Now that you are familiar with this card’s details, let’s have a look at its pros and cons.
Our Celebrity Cruises Visa Signature® review would be incomplete without a list of benefits and disadvantages, so here it is.
- No annual fee
- No foreign transaction fees
- 10,000-point sign-up bonus
- Access to useful benefits
- No 0% APR introductory period
- Penalty APR of up to 29.99%
- Limited redemption options
- High variable APR
Is a good credit score required for applicants?
The Celebrity Cruises Visa Signature® requires applicants to have a credit score of between 670 and 850. This generally falls within the categories of Good to Excellent credit.
Learn how to apply and get a Celebrity Cruises Visa Signature®
Ready to set sail with the Celebrity Cruises Visa Signature®? Follow our application guide by clicking the link below.
About the author / Danilo Pereira
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