If you are looking for a bank that offers products that help you move your finances forward, you might want to check this one out. Here is our Crescent Bank review.

Crescent Bank keeps fees low while offering APYs which help you make progress towards your financial goals.

If you are looking for a worthwhile place where you can stash your savings, this bank might have just what you have been looking for. Read on and find out!

Although Crescent Bank offers a range of services, most people know this bank for its savings products and auto loans.

And no wonder, their Jumbo Savings Account is especially targeted at individuals with at least $100,000 they want to stash away.

Therefore, this savings account is not a viable option for all savers. Still this account yields a nice and steady 2.2% APY if you manage to keep a daily balance of $100,000.

The bank also offers a Money Market Account, a much more flexible option to their Jumbo Savings Account.

With Crescent Bank you have a tiered APY structure which helps you make the most of your savings while maintaining access to the money.

Within this structure you can make anywhere between 1.7% to 2.2% APY depending on the balance you maintain in your account. 

Once you reach the $100,000 mark, your APY will be significantly higher, although there will be a $10 service charge, which could reduce your earnings.

Crescent Bank’s CD account offers the high yield of CDs, along with their usual lack of liquidity, and penalty fee in case you decide to break it open early.

To get the higher rates you are going to need to make a minimum opening deposit of $1,000.

Crescent Bank offers an interest-bearing checking account. However, this account only earns interest on account balances of $1,000 or more.

The $1,000 account balance also gives you the ability to not pay the $10 monthly service charge.

The account comes with a debit card, free withdrawals at Crescent Bank ATMs and check-writing privileges.

Now that you are familiar with this bank’s features, it is time to compare its pros and cons. Our Crescent Bank review would not be complete without it.

Have a look at the list of benefits and disadvantages we have prepared for you below.

If you like easy online access to your bank account and are on the lookout for a bank that will help you achieve your savings goals, Crescent Bank may have what you need.

If you like what you have seen in this Crescent Bank review, you might want to take the next step and open an account.

If that is the case, click the link below and we are going to show you how to do it.