Are you looking for a new student loan option that fits your financial needs? Then check out this Custom Choice Loan® review! This loan is designed to give you more flexibility when it comes to repayment options, and you get to customize how you wanna pay for it.

In this article, we’ll take a closer look at what makes the Custom Choice Loan® different from other student loans. We’ll also discuss some of the pros and cons of this option so that you can make an informed decision about whether or not it’s the right choice for you. So read on to learn more!

The Custom Choice Loan® lets you pick your own loan term, which can save you money in the long run. Plus, there are no origination or prepayment fees – so it’s a great option if you’re looking to save money on your education costs. See below for its main features. 

The institutions behind the Custom Choice Loan are Cognition Financial and Citizens Bank. There are student loans options for both graduate and undergraduate students and one of the things that stands out with this program is how out in the open the fees are. That said, there are no hidden fees, no late fees and no early payoff penalties. 

Custom Choice offers competitive interest rates and you can request a loan with or without a co-signer. The loan amount is a minimum of $1,000 and can reach up to $99,999 annually. Interest rates vary from whichever APR you choose (variable or fixed) based on creditworthiness. Custom Choice not only offers student loans, but there are also graduation rewards and opportunities for scholarships. The loan terms are designed to fit your budget and you can pay off your debt between 7 and 15 years. 

Custom Choice is a solid option to help you fund your education and will give you rewards simply for completing your graduation. However, like with all financial products, it’s crucial to learn the ins and outs before applying for it. See what they are next in our Custom Choice Loan® review.

Custom Choice Loan® requires a minimum 660 credit score for eligibility if the borrower doesn’t have a co-signer. However, if the co-signer’s credit rating is higher than 699, the borrower’s credit score can fall beneath the 600 mark. If the co-signer’s credit is well above 700, then the institution won’t ask for a minimum score from the borrower.

But there are other factors that will impact your loan request. Such as being a U.S. citizen or permanent resident, have at least 18 months of good credit and be a graduate or undergraduate student at a pre-approved school.

If reading this Custom Choice Loan® review got you interested in applying, we can help. In the link below, you’ll find more details about the application process and eligibility requirements. So keep reading if you want to learn more!