DirectAxis Personal Loan review

Check out our review of DirectAxis Personal Loans to see if they're the right provider for you. We give you the details on rates, fees and more!


DirectAxis Personal Loan: Get the money you need into your account within 48 hours!

DirectAxos has the loan that you need! Source: The Post New.

Do you need to finance a big purchase, pay for unexpected expenses or consolidate debt? For South Africans looking for financial relief, the DirectAxis Personal Loan may be worth considering.

DirectAxis Personal Loan

How to apply for DirectAxis Personal Loan?

Are you curious about how the DirectAxis Personal Loan application process works? We’ll take you through it step-by-step. Read on!

  • Interest Rate: DirectAxis offers a maximum rate of 28.00% per annum. However, your personal rate is determined by your credit risk profile. 
  • Loan Purpose: You can use your funds for whatever purpose you may have. 
  • Loan Amount: DirectAxis offers personal loans up to R200,000.
  • Repayment Terms: Between 2 and 6 years. 
  • Credit Needed: You need a healthy credit score to become eligible.
  • Initiation Fee: Your one-time initiation fee is determined by your credit risk profile. 

Not only does this loan offer competitive rates, but it also offers an unsecured facility – with no collateral required up front.

You can borrow up to R200,000 with repayment terms up to 6 years and competitive fixed terms.

With DirectAxis, you can have the money you need – fast.

So if you’re looking for a safe and convenient way to cover your next purchase, keep reading our DirectAxis Personal Loan review to learn how this provider can help. 

DirectAxis Personal Loan: how does it work?

The DirectAxis Personal Loans are a great option when you need to cover unexpected expenses, or just want to put an extra financial buffer between you and those inevitable life events.

DirectAxis makes it easier than ever to borrow some extra cash and meet your short-term funds requirements.

All you have to do is apply online with DirectAxis and fill in the required information.

DirectAxis will then send you an instant decision, giving you access within 48 hours for amounts up to R200,000.

Flexible repayment terms are also available, so no matter your budget, DirectAxis can help you get the cash whenever necessary.

DirectAxis can provide assistance from experienced advisors to help you with whatever inquiry you may have.

To qualify, you need a monthly income of at least R5,000 and a good credit record. You also need to provide the bank account in which you receive your salary. 

Significant benefits and disadvantages you may find

DirectAxis personal loans. Source: The Post New.

While the DirectAxis Personal Loan can be very financially beneficial in the right circumstances, it also has some nuances that could make it a less than perfect opportunity as well.

To help you decide if this is the right option for your needs, let’s take a look at its advantages and disadvantages so that you have all the necessary information to make an informed decision.


  • Borrow up to R200,000 with fast funding – within 48 hours;
  • You can apply easily and safely online at DirectAxis’ website;
  • You can repay your DirectAxis loan up to 6 years;
  • Fixed and personalised interest rates for the life of the loan;
  • There’s no need to offer collateral to secure your loan.


  • You need a good credit record and a monthly income of at least R5,000 to qualify.

Is a good credit score required for applicants?

Yes, an important prerequisite for the DirectAxis Personal Loan is to have a healthy credit record.

You also need a solid monthly income, a valid South African ID and a recent proof of address.

DirectAxis may also require additional financial information such as the bank account in which you receive your salary. Plus, your last 3 bank statements and payslips. 

Learn how to apply and get a DirectAxis Personal Loan

Are you strapped for cash and wondering how to cover those unexpected expenses? Applying for a loan with DirectAxis could be your solution!

With competitive rates and the chance to apply online for quick approval, DirectAxis personal loans make it easier than ever to get the finances you need.

In the following link, we’ll tell you everything you need to know about applying and getting approved for your DirectAxis loan — so read on!

DirectAxis Personal Loan

How to apply for DirectAxis Personal Loan?

Are you curious about how the DirectAxis Personal Loan application process works? We’ll take you through it step-by-step. Read on!

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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