Credit Cards

Discover it® Student Cash Back credit card review

College is already hard enough. Pick a credit card that gives you rewards and benefits with no credit score requirement. This post will show you everything about the Discover it® Student Cash Back credit card.

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by Julia Bermudez

Published on 07/15/2022

Discover it® Student Cash Back credit card: No credit check and no annual fee!

discover it student cash back credit card
One of the card designs you can choose for your Discover it Student Cash Back credit card. Source: The Post New.

This review will show all of the features you’ll get in the Discover it® Student Cash Back credit card. But this card is exclusively for students. If that’s your case, you got lucky.

discover it student cash back credit card

How to get Discover it Student Cash Back card?

The best way to spend your money is getting cash back on every cash back. Apply for this credit card to enjoy the rewards program with a $0 annual fee.

If you’re a student with no credit history, you know it’s not easy to find a card with good benefits. But the Discover it Student Cash Back is different from every other student card in the market. Keep reading to understand how this card work.

  • Credit Score: No credit score is required to apply for this card, but you have to show proof of school enrollment
  • APR: This card has a 14.49% to 23.49% variable APR
  • Annual Fee: Pay $0 per year to use this card through college.
  • Fees: 3% balance transfer fee, $41 late payment fee.
  • Welcome bonus: Double your cash back on the first year.
  • Rewards: 1% cash back on every purchase, and 5% cash back on selected categories.

Discover it® Student Cash Back credit card: is it a good card?

With no credit check and no annual fee, this credit card is a gift for students looking for a way to build credit and earn rewards.

The eligibility requirement is to be enrolled in college, and you’ll build your credit history if you make responsible use of your credit line. To get even better, Discover it will give you a lot of cash back.

By a lot we mean 5% on eligible purchases and a welcome bonus that doubles every single dollar you’ve earned as cash back during the first year. 

Discover it® Student Cash Back credit card: should you get one?

Happy college students studying together
Make college better with a good credit card to give you rewards. Source: Adobe Stock.

This review will show you the pros and cons of the Discover it® Student Cash Back credit card, so you can make a conscious decision about it.

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Benefits

  • No credit score requirement, which is excellent if you’re still building your credit history.
  • No monthly fee or annual fee.
  • 5% cashback on the following purchases: Amazon, restaurants, supermarkets, PayPal, and gas stations.
  • Double your cash back on the first year.

Disadvantages

  • The rewards program can sound a little complicated, as you have to activate your bonus categories every quarter.
  • The bonus cashback has a $1,500 cap per quarter.

What is the required credit score?

No credit score is required to apply for this card, as it is made for students that probably don’t have a large credit history yet.

Discover it® Student Cash Back credit card application

Applying for a credit card has become easier now that almost everybody has an internet connection and a smartphone.

To learn how to apply for your new credit card read the following content we’ve made with details about it.

Related content: How to apply for a Discover it Student Cash Back credit card?

discover it student cash back credit card

How to apply for a Discover it Student Cash Back?

The best way to spend your money is getting cash back on every cash back. Apply for this credit card to enjoy the rewards program with a $0 annual fee.

About the author  /  Julia Bermudez

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