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First National Bank eStyle Checking account review
Read this First National Bank eStyle Checking account review and learn how this account protects you from overdraft fees.
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by Danilo Pereira
Understanding First National Bank eStyle Checking account: An online banking account that does not allow overdrafts
With this account, you will never have to pay overdraft fees for having non-sufficient funds. Here is our First National Bank eStyle Checking account review.
How to open a First National Bank eStyle account?
In this article, you'll learn how to open your First National Bank eStyle Checking account and enjoy all of its benefits.
- Fees: $5 monthly fee, $2.95 out-of-network ATM fee.
- APY: N/A
- Benefits: Easy-to-avoid monthly fee, no overdraft fee.
- Investment Options: N/A
The First National Bank eStyle Checking account allows you to avoid its monthly fee by making five purchases or one deposit each statement cycle.
The account, in general, has very few features, but it is especially useful for those who like to keep it simple. Check it out.
First National Bank eStyle Checking account: understand how it works
The First National Bank eStyle Checking account comes with CardGuard, which allows you to protect your debit card against fraud. It also protects the card against theft.
The way CardGuard works is by turning the card on and off, as well as setting limits based on the amount being spent, the type of spending, location and merchant.
In addition to that, the account comes with online bill pay.
This, as well as CardGuard, are features common to all First National Bank eStyle Checking accounts.
First National Bank counts with over 800 ATMs spread across North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, West Virginia and the District of Columbia.
If you can’t find an in-network ATM and need to withdraw money from an out-of-network ATM, you will incur a $2.95 fee.
A few drawbacks you might experience with the First National Bank eStyle Checking account include no check writing and limited number of branches.
Another important drawback is the number of ATMs. While you have access to over 50,000 ATM locations through most banks, First National Bank only gives you 800.
The First National Bank eStyle Checking account accepts branch deposits, as well as ATM deposits.
Other deposit options include incoming ACH transfers, incoming Zelle, and also incoming digital wallet transfers from Apple Pay, Google Pay and others.
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Significant benefits and disadvantages you may find
Now that you are familiar with this card’s details, it is time to get a clear comparison between its pros and cons.
Our First National Bank eStyle Checking account review would not be complete without it.
Check out the list of benefits and disadvantages we have prepared for you below.
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Benefits
- No overdraft fees
- Avoidable monthly fee
- Wide variety of deposit options
- Easy application process
Disadvantages
- Few branches
- Few ATMs
- Few benefits
Is a good credit score required from applicants?
The application process for the First National Bank eStyle Checking account does not include the bank running credit checks on applicants.
Therefore, a good credit is not something you should worry about if you plan on opening a First National Bank eStyle Checking account.
Learn how to apply and open a First National Bank eStyle Checking account
If you like what you have seen in this First National Bank eStyle Checking account review, you might want to take the next step and apply for this account.
If that is the case, then hit the link below and we are going to show you how to do it.
How to open a First National Bank eStyle account?
In this article, you'll learn how to open your First National Bank eStyle Checking account and enjoy all of its benefits.
About the author / Danilo Pereira
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