Credit Cards
SmartAccess Prepaid Visa Debit Card review
The PNC SmartAccess Prepaid Visa Debit Card is a convenient way to manage your money online, at the ATM or even on any mobile device. Read our full review to learn how this card can bring you many benefits.
Advertisement
by Aline Barbosa
SmartAccess Prepaid Visa Debit Card: the smart way to manage your funds!
The SmartAccess Prepaid Visa Debit Card is a convenient way to have access to money without the need to carry cash around.
How to get your SmartAccess Prepaid Visa
Applying for a SmartAccess Prepaid Visa Card is as easy as managing your finances with it. Read on to learn the full process and get yours!
It also offers some great features, like online bill pay and the ability to withdraw your funds from over 18,000 PNC ATMs across the country.
This card is a great way to keep your finances in check. With SmartAccess, you can easily manage your spending habits and budget better.
SmartAccess allows you to load funds onto the card from your bank account or use it just like any other debit card.
- Credit Score: Any score is welcome to apply.
- APR: Since this is a prepaid card, there is no APR.
- Annual Fee: $5 monthly fee.
- Fees: $4.95 cash reload fee via Visa ReadyLink, $3 out-of-network withdrawal, $5 international ATM withdrawal, 3% foreign transaction fee.
- Welcome bonus: There is no current offer for this card.
- Rewards: The SmartAccess Prepaid has no rewards program.
With the SmartAccess Prepaid Visa Debit Card, you can track all of your purchases online for easier budgeting. Plus, you can use SmartAccess in stores, online, and at ATMs worldwide.
With SmartAccess, you’ll have more control over your finances so you can make the most of your money.
To learn more about the features, perks and benefits of having this prepaid card, keep reading our full review below.
SmartAccess Prepaid Visa Debit Card: how does it work?
Issued by PNC, Member FDIC, the SmartAccess Prepaid Visa Debit Card is an easy and convenient way to manage your money.
It’s a prepaid card that you can use like a debit card or credit card, but without the associated debt or interest charges.
The card charges a small $5 monthly maintenance fee and offers Zero Liability against fraudulent charges.
You can use it anywhere they accept Visa, including online and abroad. International purchases have a 3% foreign fee, while international ATM withdrawals cost $5.
With this card, you can make purchases, pay bills, and transfer funds, all while staying within your budget.
SmartAccess allows you to easily manage your finances by setting up direct deposit, tracking spending and setting up automatic payments with its mobile app.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Significant benefits and disadvantages you may find
Learn the pros and cons of having a SmartAccess Prepaid Visa Debit Card below. That way, you can evaluate whether or not it’s the best card for your needs.
Advertisement
Benefits
- You can apply for a SmartAccess card regardless of your credit rating;
- It’s easy to manage and keep track of thanks to its intuitive mobile app;
- You can load funds via direct deposit or with cash;
- Access to over 18,000 PNC ATMs across the U.S.;
- You can shop anywhere in the world where they accept Visa cards.
Disadvantages
- There’s a monthly maintenance fee of $5;
- There is no rewards program;
- Doesn’t offer many benefits other than money management.
Is a good credit score required for applicants?
The SmartAccess Debit Card is a great option for those without an existing credit score or with bad/poor credit.
SmartAccess cards are not subject to traditional credit requirements, so there is no minimum credit score required to get one.
Learn how to apply and get a SmartAccess Prepaid Visa Debit Card
If you want to apply for the SmartAccess Prepaid Visa Debit Card, we can help.
Follow the link below to learn more details and how you can request this card online, from the comfort of your home.
How to get your SmartAccess Prepaid Visa
Applying for a SmartAccess Prepaid Visa Card is as easy as managing your finances with it. Read on to learn the full process and get yours!
Aline Barbosa
Trending Topics
Online application guide to get your Citi Simplicity® Card
This Citi Simplicity® Card application guide will take you by the hand through the whole process in just a few minutes.
Keep Reading
Red Arrow Loans review: get a loan easily
In this Red Arrow Loans review you will see how this marketplace with multiple lenders can help you get the loan you need.
Keep Reading
The difference between security token and utility token
Learn the key difference between security token and utility token, what they are used for, and which one is best suited to you.
Keep ReadingYou may also like
Mission Money Visa® Card application
Signing up for the Mission Money Visa® Card is quick and easy. Learn how this fee-free card can help you with your money management!
Keep Reading
Exchange Bank Unsecured Personal Loan review
In this Exchange Bank Unsecured Personal Loan review, we break down the features, pros and cons to help you get the funding you need.
Keep Reading
Binance Crypto Card review: making crypto usable
In this Binance Crypto Card review you will see how this card is an excellent way to use your crypto for real-world purchases.
Keep Reading