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How to join and start banking with Bank of America?

Read this Bank of America application guide and learn how you can start banking with this world-class bank.

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by Danilo Pereira

Published on 01/21/2023

Bank of America: flexible banking options, feature-rich mobile app, and gold standard Preferred Rewards program

Bank of America
There are many ways to join Bank of America. Source: Adobe Stock.

Take advantage of Bank of America’s low monthly maintenance fee and extensive branch network for in-person banking. Here is our Bank of America application guide to join and enjoy it.

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Bank of America

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Bank of America offers ultimate convenience and flexible banking options.

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Bank of America offers ultimate convenience and flexible ban…

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Whether you are looking to save, make transactions or get a credit card, Bank of America offers a wide range of financial products. Read on and learn how to start banking with them.

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Apply for an account and join Bank of America

Without further ado, let’s dive right into how you can start banking with Bank of America.

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Select your type of account

First, you need to decide which type of account you would like to open with Bank of America. The bank offers a variety of options such as savings accounts, checking accounts, and CDs.

You can also explore loan options such as mortgages, auto loans, and personal loans. If you’re interested in investment services, you can also check out Bank of America’s Merrill Edge program.

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Complete the Bank of America account application process

Bank of America
It is very simple to start banking with Bank of America. Source: Canva.

The application process can be completed online, by phone, or in person. If you choose to apply online, you need to visit the Bank of America website, find the account you want to open, click “Apply Now” and enter your personal information. 

You’ll be prompted to upload proof of identification and address. Once you submit the application, you will get a notification of the status of your application.

Alternatively, you can apply by phone by calling the Bank of America customer service number and speak with a representative who will guide you through the process.

If you prefer to apply in person, you can find your nearest Bank of America location and visit the branch. You will need to bring a government-issued ID and proof of address. 

The representative will guide you through the application process and answer any questions you may have.

Once your application is approved, you will need to fund your account. You can do this by transferring funds from an existing bank account or by mailing a check.

Activate your account

Finally, you will need to activate your account. This can be done online, by phone, or in person. Once your account is activated, you will be able to access your account online, by phone, or in person.

By following these steps, you will be able to open an account with Bank of America and start banking with them. Bank of America offers a wide range of financial products and services that can meet your banking needs. 

With its extensive national branch network, simple online account management tools, and feature-rich mobile app, banking with Bank of America will be a convenient experience.

What about another recommendation: Crescent Bank

If you would like to check out another bank for comparison, you should take a look into Crescent Bank.

Crescent Bank is a US-based institution that offers a comprehensive range of banking and lending services. 

Its personal and business accounts come with competitive interest rates and no monthly fees. The bank offers a wide variety of loans for different purposes such as home purchases, refinancing, and personal loans. 

It also provides credit cards with rewards and cashback. Crescent Bank provides online banking, mobile banking and 24/7 customer support. It also has a history of supporting local community and charitable causes.

Sounds interesting? Then click the link below and we are going to show you how to start banking with them.

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How to join and start banking with Crescent Bank?

Read this Crescent Bank application guide and learn how to easily join this bank to achieve your financial goals.

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How to join and start banking with Crescent Bank?

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About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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