Ink Business Cash® Credit Card review: enjoy zero annual fee
If you are looking for a rich cashback business credit card, read this Ink Business Cash® Credit Card review because it might just be for you.
Unbeatable rewards, flexible payment options, and worldwide acceptance in your Ink Business Cash® Credit Card
Introducing a credit card that offers a high rewards rate on everyday purchases, a generous sign-up bonus, and no annual fee. Here is our Ink Business Cash® Credit Card review.
- Credit Score: Good to Excellent
- APR: Variable, 17.49% – 23.49%
- Annual Fee: $0
- Fees: 3% foreign transaction fee
- Welcome Bonus: $900 bonus cash back after spending $6,000 within the first 3 months from account opening.
- Rewards: 5% cash back on up to $25,000 you spend yearly on office supplies, 2% cash back on up to $25,000 you spend yearly at gas stations and restaurants, 1% cash back on all other purchases.
This card is ideal for consumers who want to earn rewards on their everyday spending and take advantage of a generous welcome bonus. Read on and learn all you need to know about it.
Ink Business Cash® Credit Card: how does it work?
The Ink Business Cash® Credit Card is an excellent cash-back rewards card for small business owners.
With a $0 annual fee, the card offers a generous sign-up bonus. It rewards users with $900 cash back after spending $6,000 in purchases within the first 3 months from account opening.
The card offers 5% cash back on up to $25,000 in annual spending on office supplies and telecom services.
It also gives you 2% cash back on up to $25,000 in annual spending on gas and restaurant purchases. Plus, 1% cash back on all other purchases.
The card also offers a 0% intro APR on purchases for 12 months. This makes it a great option for entrepreneurs looking to start their businesses.
The cash back rewards come in the form of Chase Ultimate Rewards® points, with one point equaling one penny.
However, to get the best rewards, users should pair their Ink Business Cash® Credit Card with other Chase cards.
If you pair it with the Ink Business Unlimited® Credit Card, for example, you will get 1.5% cash back on everything you buy.
Pair it with the Ink Business Preferred® Credit Card, along with the Chase Sapphire Preferred® Card, or the Chase Sapphire Reserve® to boost their rewards.
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Significant benefits and disadvantages you may find
So, with all the information we have at hand about this card, there is only one thing missing for our Ink Business Cash® Credit Card review: a comparison between pros and cons.
Have a look at the list of benefits and disadvantages we have put together for you below.
- Generous welcome bonus offer
- No foreign transaction fees
- High rewards rate on popular purchases
- No annual fee
- Limited welcome bonus earning period
- Higher minimum credit score required
- No 0% APR promotion period
- Rewards limited to specific categories.
Is a good credit score required for applicants?
The Ink Business Cash® Credit Card requires applicants to have a Good to Excellent credit score. This usually means a score of at least 690.
Learn how to apply and get a Ink Business Cash® Credit Card
If you like what you have seen in this Ink Business Cash® Credit Card review, you might want to apply for this card. If that is the case, click the link below and we will show you how to do it.
About the author / Danilo Pereira
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