Credit Cards
US Bank Cash+® Visa® Secured Card application
Wondering how to apply for the U.S. Bank Cash+® Visa® Secured Credit Card? This post will walk you through the application process step-by-step. Read on to learn more!
Advertisement
U.S. Bank Cash+® Visa® Secured Card: A secured credit card with rewards.
The U.S. Bank Cash+® Visa® Secured Card can help you improve your credit score on your journey to a better financial future. You can be in charge of your own credit line by choosing an amount between $300,00 and $5,000 as your security deposit. The card charges no annual fee and applicants with a bad credit history are welcome to apply.
This card offers cash back rewards in eligible purchases with a spending cap of $2,000 in combined categories. You can redeem your cash back in the form of statement credits, rewards card or direct deposit into your U.S. Bank savings/checking account.
U.S. Bank monitors your spending activities and reports all monthly payments to Equifax, Experian and TransUnion. Therefore, by using the U.S. Bank Cash+® Visa® Secured Card responsibly and paying your bill on time, you’ll see a gradual improvement on your score. Not only that, but remaining in good standing with the bank means you’ll be eligible for an automatic upgrade to an unsecured U.S. Bank Cash+® Visa Signature® Card. If that happens, the bank will also refund your initial security deposit.
Keep reading to learn more about the application process.
Learn how to apply online
The online application for this card is simple and doesn’t take more than a few minutes. First you need to access the U.S. Bank official website and click on “credit cards”. Then, scroll down the page until you see the U.S. Bank Cash+® Visa® Secured Card option and click on apply now.
The bank will require you to fill in a form detailing your personal info, as well as your contact and financial information. After filling all information, read and agree to their Terms and Conditions and click on “send”. The institution will analyze your profile and contact you with further information about your new credit card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Learn how to apply using the app
U.S. Bank provides all customers with one of the best mobile apps to manage their accounts. However, all credit card applications must be via their official website. Once you get the card in the mail, you’ll be able to use the app to manage your account and spending activity.
U.S. Bank Cash+® Visa® Secured Card or Upgrade Triple Cash Rewards?
But if what you’re looking for is not a secured card, we can help. The Upgrade Triple Cash Rewards is an unsecured option that also offers cash back rewards. With low-interest rates and no annual fee, it can be a helpful companion to your everyday life. See the comparison below and follow the recommended link to learn all about its application process.
U.S. Bank Cash+® Visa® Secured | Upgrade Triple Cash Rewards | |
Credit Score | Bad | Average – Excellent |
Annual Fee | $0 | $0 |
Regular APR | 26.74% variable | 8.99% – 29.99% |
Welcome bonus | None | N/A |
Rewards | 1% – 5% cash back | 1% – 3% cash back |
Learn how to get the Upgrade Triple Cash Rewards
If you need a new credit card, take a look on how to apply for the Upgrade Triple Cash Rewards credit card. You'll get 3% cashback rewards on interesting categories.
Aline Barbosa
Trending Topics
Home Depot® Consumer Credit Card review
Looking for the perfect home improvement credit card? Check out our Home Depot® Consumer Credit Card to learn how it can benefit you.
Keep ReadingCrowdStreet Investing application: how does it work?
If you want to profit more from the private real estate market, CrowdStreet Investing may be your best choice. Read more to know how to join!
Keep ReadingBank of America® Travel Rewards for Students card application process
In this Bank of America® Travel Rewards for Students card application guide, you will learn how to get this card easily.
Keep ReadingYou may also like
WeFixMoney Loans review
Check out our WeFixMoney Loans review to learn how you can get one day funding for your personal loan with the best lenders in the market!
Keep ReadingStart saving money like a pro: learn how!
To start saving money like a pro, read this article with tips to guide you. Soon enough you will have enough money to be financially safe.
Keep ReadingNedBank SAA Voyager Gold Credit Card review
With the NedBank SAA Voyager Gold Credit Card, you have access to numerous travel benefits and rewards. Check our detailed review!
Keep Reading