Although this is a unique card for people who have J.P. Morgan’s private bank managing at least $10 million of their assets, it falls short on benefits. This is our J.P. Morgan Reserve Card review.

Besides being made out of a rare chemical element known as palladium, this card does not offer any special benefits.

It does feature a set of attractive benefits and features. However, it serves much more as a status symbol than a card known for its benefits.

To get an invitation to the J.P. Morgan Reserve Card, you must have a minimum of $10 million in assets under J.P. Morgan’s private bank management.

This card allows you to earn points at a high rate on travel, giving you 3X points as soon as you earn your $300 annual travel credit.

In addition, it gives you 3X points per dollar at restaurants and 1X points per dollar on all other purchases.

The card also features a complimentary Doordash DashPass subscription.

Plus, you will get comprehensive travel insurance coverage since this is a travel card. This includes trip cancellation and trip interruption insurance.

You can redeem your points for Sapphire Private Dining Series events, outdoor seating reservations, dining, and more.

Additionally, the card provides you with primary rental car insurance and Priority Pass lounge access.

You’ll also get a $100 statement credit for TSA Precheck or Global Entry and access to Chase-hosted VIP events and experiences.

Of course, a card like this has to come with a 0% foreign transaction fee and allow you to transfer points to several Chase Ultimate Rewards travel partners.

Travel partners include Air Canada, Air France/KLM Flying Blue, Aer Lingus, British Airways Executive Club, and more.

They also include hospitality brands such as World of Hyatt, Marriott Bonvoy, and more.

Now you are familiar with this card’s details. However, our J.P. Morgan Reserve Card review would not be complete without comparing this card’s pros and cons.

Check out the benefits and disadvantages list we have prepared for you below.

The J.P. Morgan Reserve Card is a top-tier card designed for wealthy individuals. Hence, it does require you to have an Excellent credit score to apply.

If you like what you have seen in this J.P. Morgan Reserve Card review, you might want to take the next step and apply for this card.

In the link below, we have prepared a step-by-step guide to the application process. Click on it, and we will show you how to do it.