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Marcus Savings Account review

Marcus by Goldman Sachs is a high yield savings account with no monthly fees and no minimum deposit. Read our review to see if it's the best option for you.

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by Aline Barbosa

Published on 07/17/2022

Marcus Savings Account: Get a better return on your savings!

Marcus Savings Account review
Read our Marcus Savings Account review. Source: The Post New.

If you’re like most people, you’re always looking for ways to save money. Well, this Marcus Savings Account review may be just what you’re looking for. With no hidden fees and a high yield interest rate, the account is a great way to save money and earn some interest on your deposits. 

There are no minimum deposit requirements and the account is backed by Goldman Sachs, so you know you’ll be getting a premium service that offers a great banking experience. In this article, we’ll give you a detailed Marcus Savings Account review, including what makes it so special. So keep reading to learn more!

Marcus Savings Account review

How to get the Marcus Savings Account?

Learn how to open a Marcus Savings Account by Goldman Sachs and start earning 4x the interests of the national average.

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How to get the Marcus Savings Account?

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Below you will find the main features that the Marcus Savings Account offers so you can compare to other options and make an informed decision. 

  • APY: Up to 1.20%.
  • Fees: There are no monthly fees to this account. 
  • Advantages: High yield savings, no minimum deposit. 

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Marcus Savings Account: is it a good account?

If you’re looking for a smart way to increase your savings, the Marcus Savings Account by Goldman Sachs could be a great option. It doesn’t charge any monthly fees and you won’t have to worry about putting down a deposit to open the account. 

With this account, you’ll earn interest rates that are 4x the average in the U.S. when it comes to traditional banks. The institution offers same-day transfers up to $100,000 so you can have free access to your money whenever you want. 

Backed by Goldman Sachs, you’ll have peace of mind knowing you’re in business with one of the finest institutions in the country. That way you can grow your money responsibly and get 24/7 assistance whenever you need. 

The biggest setbacks to this account, however, are the lack of cash deposit options and the fact that you cannot withdraw your money – just move them between accounts. Keep reading to learn more about the benefits and disadvantages in our Marcus Savings Account review. 

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Marcus Savings Account: should you get one?

Marcus Savings Account review
Should you open an account with Marcus? Source: Adobe Stock.

By now you may be wondering if it’s worth signing up for a Marcus Savings Account. Like with all financial products, it’s important to know the ins and outs before applying for it. Here’s a breakdown of the pros and cons to help you decide if this account is right for you.

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Benefits

  • Competitive APY – 4x the national average;
  • Same-day deposits up to $100,000
  • No monthly fees;
  • No minimum deposit requirements to open the account;
  • Great customer service.

Disadvantages

  • No ATM networks;
  • No cash deposits.

What is the required credit score?

One of the best features of a savings account is that most institutions don’t perform a credit check. With the Marcus Savings Account, you won’t have to worry even if you have a low credit rating, and all credit levels are welcome to open an account. 

Marcus Savings Account application

Are you ready to make your money work for you? Then follow the link below to learn more details about the Marcus Savings Account application process. In it, you’ll find eligibility requirements and all the information you need to easily open your account. 

Marcus Savings Account review

How to get the Marcus Savings Account?

Learn how to open a Marcus Savings Account by Goldman Sachs and start earning 4x the interests of the national average.

Keep Reading
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How to get the Marcus Savings Account?

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About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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