Whether you are making wedding plans, want to pay off high-interest credit cards, or just want to travel, this lander has your back. This is our Members 1st Federal Credit Union Personal Loans review.

With Members 1st Federal Credit Union Personal Loans, you have access to some of the longest terms available in the market.

Plus, the lender allows you to pre-qualify, and if you have good credit, you may be eligible for even lower interest rates.

Members 1st Federal Credit Union is a federal credit union based in Mechanicsburg, Philadelphia. It has been in business since 1972.

Members 1st Federal Credit Union Personal Loans have some of the lowest interest rates in the market, with APRs starting at 7.49%.

However, if you have a credit score of 670 or above (Based on Equifax’s classification), you may be in a more favorable position.

A good credit score gives you more wiggle room to qualify for loans at better interest rates.

The lender allows you to pre-qualify with only a soft credit check with no impact on your credit score.

This lender offers super-long loan terms, which can be as long as 180 months. This is one of the longest terms you will find in the market. Most personal loans have terms of 60 months at most.

Members 1st Federal Credit Union Personal Loans may incur an origination fee. However, the credit union does not charge a late fee if you miss one monthly payment. 

Also, the lender does not charge prepayment fees if you decide to pay your loan early. 

Now you are familiar with the Credit Union’s loans and their ins and outs.

However, our Members 1st Federal Credit Union Personal Loans review would not be complete without us comparing the pros and cons.

Check out the list below to get a clear picture of this loan’s benefits and disadvantages. 

Members 1st Federal Credit Union Personal Loans are available for a wide range of credit scores.

If you have a credit score of 580, which is considered fair credit, you may already be eligible.

If Members 1st Federal Credit Union Personal Loans sounds like a fit to you, it may be time to take the next step and apply for it.

Just click the link below, and we will show you how to do it.