Credit Cards

Milestone® Mastercard® Credit Card review

In this Milestone® Mastercard® Credit Card review, we’ll highlight its advantages, disadvantages and whether it's a good card for you. Read on to find out more about what this card has to offer.


by Aline Barbosa

Published on 06/29/2022

Milestone® Mastercard® Credit Card: Get a credit card with no security deposit.

Milestone® Mastercard® Credit Card
Check this Milestone® Mastercard® Credit Card review! Source: The Post New.

Are you looking for a card that offers purchasing power and a real shot at getting a better credit score? Then check out the Milestone® Mastercard® Credit Card.

With this card, you won’t have to put down a security deposit to get an initial credit limit. You’ll be able to enjoy all the benefits offered by Mastercard while your credit rating goes up. 

Don’t let a less-than-perfect score keep you from getting what you want. This credit card’s easy and fast pre-qualification process combined with its perks and features can be a helpful tool on your path to financial freedom.

Read on for our full review and see why this might be the perfect card for you.

Milestone® Mastercard® Credit Card

How to get the Milestone® Mastercard® Card?

Learn everything about the application process for the Milestone® Mastercard® Card and get your finances back on track today!

  • Sign-up bonus: There is no welcome bonus.
  • Annual fee: $35 – $75 during the first year, $99 after that.
  • Rewards: There are no rewards for purchases.
  • Other perks: Does not require a security deposit.
  • APR: 24.9%.

Milestone® Mastercard® Credit Card: is it a good card?

The Milestone® Mastercard® Credit Card is a solid option for people with low credit scores who want to repair their credit rating without putting down a security deposit.

Issued by The Bank of Missouri with Genesis FS Card Services, the card has a Mastercard and nationwide acceptance. 

Milestone provides all new cardholders with a $300 initial spending limit. The annual fee is deducted upon account opening and varies based on creditworthiness.

It has a fixed 24.9% APR, which is relatively low in comparison to other cards in the same segment. The bank reports all payments to the main U.S. credit bureaus, which allows a faster build up on credit scores. 

Milestone® Mastercard® Credit Card: should you get one?

Milestone® Mastercard® Credit Card
This card can help increase your credit score! Source: Adobe Stock.

The Milestone® Mastercard® Credit Card is a popular credit card option for people with bad credit scores. But is it the right choice for you?

Next, we’ll discuss the pros and cons of this card so that you can make an informed decision. Read on to learn more about it. 



  • All credit levels are welcome to apply, even after bankruptcy;
  • Report account history payments to credit bureaus;
  • Relatively low APR;
  • No monthly or processing fees;
  • Doesn’t require a security deposit.


  • Provides a limited spending power;
  • Charges membership fees;
  • There are no rewards for purchases or welcoming bonus;

What is the required credit score?

Even though there is no minimum credit score required for a Milestone approval, all new applicants must pre-qualify before applying for it. Having a bad credit score doesn’t mean you’ll be denied.

However, your income, outstanding debt and credit history are important factors as to whether the bank will approve your request. 

The good news is that pre-qualification performs only a soft pull on your score. Therefore, if for any reason this card is not available to you, you still get to know where you stand without hurting your credit rating. 

Milestone® Mastercard® Credit Card application

If you have a bad credit score, it can be difficult to find a credit card that is right for you. However, the Milestone® Mastercard® Credit Card may be just what you are looking for.

This card is designed specifically for people with bad credit, and it comes with a number of features that can help you improve your credit rating.

By using it responsibly, this unsecured credit card can help you achieve financial freedom in no time. The pre-qualification process takes only a minute and it’s super easy.

So, to learn more details on how to apply, follow the link below. 

Milestone® Mastercard® Credit Card

How to get the Milestone® Mastercard® Card?

Learn everything about the application process for the Milestone® Mastercard® Card and get your finances back on track today!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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