Credit Cards

Home Depot® Consumer Credit Card application

The Home Depot® Consumer Card lets you take advantage of exclusive discounts, financing offers, and more. Learn how to apply now and get all the benefits!


by Aline Barbosa

Published on 12/06/2022

Home Depot® Consumer Credit Card: Get special discounts on thousands of products at Home Depot!

Home Depot® Consumer Credit Card
Apply for The Home Depot® Consumer Credit Card: learn how! Source: The Post New.

The Home Depot® Consumer Card is a great choice for any homeowner looking to save money while completing home improvement projects.

With this card, you can enjoy special financing offers, and access exclusive cardholder-only discounts.


Credit Card

The Home Depot® Consumer

intro APR pre-qualify

Get this card and make your home improvement with many benefits!

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One of the top features of this card is that it offers no annual fee, and applicants with a fair credit can qualify for it.

You can also try for pre-qualification online with no hard inquiries and no harm to your credit score.

Card members can also qualify for a 0% period of deferred interest that can last from 6 to 12 months. The period will be determined by your creditworthiness.

The catch is, you have to make the full payments by the time that period ends or you’ll pay interest from the whole period.

The Home Depot® Consumer Card offers 6 months financing for purchases above $299 and up to 24 months on special promotions.

There’s added security with Zero Liability for fraudulent charges. Plus, cardholders have one year to return products they’ve purchased.

If you shop frequently at Home Depot and would like to take advantage of what this card has to offer, we can help you apply.

Keep reading the content below to learn how you can get your hands on a Home Depot® Consumer Card. 

Learn how to get your The Home Depot® Consumer Credit Card online

woman using Home Depot® Consumer Credit Card
Pre-qualify with no hard inquiry in your credit score. Source: Canva.

You can easily apply online for this credit card by following a few steps.

The first thing you need to do is to access Home Depot’s official website. Then on the top menu to your right, select “credit services”.

A new page should open with all credit cards Home Depot has to offer. Click on the first alternative, which is the Home Depot® Consumer Card.

You can either browse the page to learn more about the card’s features and fees or click straight on “apply now”.

If you’re ready to apply, you’ll have to fill an online form that is divided in four steps.

  • First you’ll be required to read Home Depot’s Terms & Conditions. Then, you need to provide them with your full name, email address and phone number.
  • Then, you’ll have to inform them where you live by writing down your full address. 
  • After that, Home Depot requires you to inform your current residence status, your monthly housing payment, Social Security Number, net income and date of birth.

Once you submit your application, Home Depot will evaluate your profile and return with a response.

If the card is available to you, you’ll find out your initial credit limit and APR.

If you agree to their offer, you can eSign the contract and the card should arrive at your address soon after.

How to get this card using the app

While Home Depot does have an app, you cannot request the Home Depot® Consumer Card through it.

All new applications have to be online via a web browser. Once you have the card, you can download the app to manage your account. 


What about another recommendation: Capital One Walmart Rewards® Credit Card

If what the Home Depot® Consumer Card has to offer is not appealing to you, we have a recommendation.

The Capital One Walmart Rewards® Credit Card offers cash back at Walmart stores and has no annual fee.

And since it’s a Mastercard product, you can make purchases anywhere – including Home Depot.

Check the link below to learn more details about this card and how you can apply for it.

Capital One Walmart Rewards®

Capital One Walmart Rewards® credit card review

The Capital One Walmart Rewards® givest you up to 5% cash back at Walmart, unlimited 2% cash back at restaurants and travel, and convenient redemption options.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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