Credit Cards

NedBank Gold Credit Card review

With the NedBank Gold Credit Card, you can enjoy exclusive access to a range of benefits and rewards that will make your lifestyle richer and more rewarding. Read our in-depth review to get the full scoop!


by Aline Barbosa

Published on 01/23/2023

NedBank Gold Credit Card: Flexibility and convenience for everyday spending!

Read our NedBank Gold credit card review here. Source: The Post New.

The NedBank Gold Credit Card is the perfect companion for your everyday spending. Enjoy limitless rewards and exclusive benefits to make life easier. With up to 55 days interest free and low monthly fees, you’ll have more money in your pocket every time you use it. 

NedBank Gold Credit Card

How to get your NedBank Gold Card?

Here’s a guide on how to apply for the NedBank Gold Card with all the information you need to know about this exclusive credit card.

  • Requirements: To qualify, you need to be a South African resident over the age of 18 with a valid ID and earn R5,000 or more per month. 
  • Initiation Fee: R180.00.
  • Monthly Service Fee: R40.00. 
  • Rates: Your NedBank Gold interest rates are personalised and reflect your current credit risk profile. 
  • Rewards: Earn Greenbacks on all eligible purchases, get discounts and deals on dining, air travel, dining, and more. Use your card to participate in special NedBank offers. 

You can also enjoy additional discounts and offers across Nedbank’s partner network. The NedBank Gold Credit Card offers incredible security features and convenience with its mobile banking platform. 

A popular choice amongst South Africans, you can get more out of life with this credit card! Check out our full review below to learn more about its main features, benefits and why it’s such a great addition to your wallet. 

NedBank Gold Credit Card: how does it work?

The NedBank Gold Credit Card is a great way to manage your finances. It offers competitive  and personalised interest rates, rewards programs and an easy-to-use online banking that makes it simple for customers to access their funds.

You’ll have access to one of the best value credit cards in the market for a R40 monthly fee. There’s a one-time initiation fee of R180.00 and you have the option to earn Greenbacks on every purchase for an additional R27.

With this card, you get exclusive benefits like discounts on dining and entertainment, free travel insurance and more!

You can also enjoy up to 55 days interest-free when you pay your balance in full each month, giving you more time to enjoy the things that matter.

NedBank Gold Credit Card holders also have access to a range of online services, so you can manage your money from anywhere with an internet connection. It’s the perfect solution for anyone looking for an easy and affordable way to manage their finances.

Significant benefits and disadvantages you may find

You’ll get a great credit card to use everywhere. Source: Freepik.

The NedBank Gold Credit Card has many benefits, but are they worth the cost? Let’s take a look at the advantages and disadvantages of this card to see if it’s right for you.



  • You’ll get up to 55 interest-free days on purchases;
  • Greenbacks (optional) on all purchases;
  • Access to discounts and special NedBank offers on dining, travel and more;
  • Pay over time features with a budget facility.
  • Global acceptance;
  • Security features and mobile banking to manage your finances.


  • You need a monthly income equal to or greater than R5,000;
  • NedBank does not disclose its rate range, which means you could end up with a high rate if you have a lower score.

Is a good credit score required for applicants?

Having a good credit score is an important factor when applying for NedBank Gold Credit Card. Nedbank will take into consideration your credit score, payment history and other factors to determine if you qualify for it.

However, your credit score is not the only factor Nedbank looks at when reviewing your application. Your income, employment history, current debts and liabilities also play a big role in your approval odds. 

Learn how to apply and get the NedBank Gold Credit Card

The NedBank Gold makes it easier, faster, and more convenient for you to manage your finances and stay in control.

This reliable credit card comes with an array of benefits and features that make handling your transactions simpler.

In the following link, we’ll take a look at how you can apply for the Nedbank Gold Credit Card and all the reasons why it’s the perfect choice for managing everyday purchases.

NedBank Gold Credit Card

How to get your NedBank Gold Card?

Here’s a guide on how to apply for the NedBank Gold Card with all the information you need to know about this exclusive credit card.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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