This store card is an excellent option for frequent Overstock shoppers who want to make the most off of their spending. Read this Overstock credit card review and find out if this is the card for you.

With the Overstock credit card, you will gain access to special financing options and receive exclusive offers and discounts.

The card reports to multiple credit bureaus, which means making regular, on-time payments will help you improve your credit score. Check it out!

The Overstock credit card offers a $30 bonus for new cardholders after they have spent $300 within the first 3 months from account opening. 

The card does not carry any ongoing fees and there are also no fees associated with opening an account.

To avoid paying interest and other fees, you must always make on-time payments.

However, if you qualify for special financing offers, it is possible for you to defer the interest payments.  The financing offers work in the following fashion.

However, it is worth pointing out that if you miss a monthly payment or do not pay off your balance within the set period, you will incur retroactive interest on the entire balance.

This means you will have to pay all of the interest you would have had to pay during the plan.

That is full interest on the original purchase amount. Avoid that by always paying on-time.

Now you know the details of this card. However, our Overstock credit card review would not be complete without a comparison between its pros and cons.

So have a look at the list of benefits and disadvantages we have prepared for you below.

The Overstock credit card requires a credit score of between 650 and 850 for applicants to be eligible. This generally falls within the category of Good to Excellent credit.

So, do you like what you have seen in this Overstock credit card review? If so, you might want to take the next step and apply for the card.

Click the link below, and we will show you how to do it with our complete application guide.