If you need a credit card that is easy to get, take a look at the PREMIER Bankcard® Mastercard® Credit Card. You can get it even with a bad credit score.

While many people are looking for a credit card to enjoy benefits and build a credit score, some do not fit the eligibility requirements. Some cards are very demanding when it comes to credit scores and annual incomes. But not PREMIER Bankcard. You can get this card and use it to create a good credit history. But is it worth it?

So, if that’s your case, and you’re looking for a credit card with these specifications, keep reading to learn what this card has to offer.

We know it is not easy that a credit card issuer approves you if you don’t have a good or excellent credit score. And the ones that do offer you a credit card are not very good ones.

Unfortunately, that’s the case with PREMIER Bankcard, which used to call First Premier card. It is not a good card, but it’s one you can easily get. There is no requirement for a minimum credit score or income to apply for it. However, your credit history will impact your fees and interest rates. 

This credit card charges a lot of fees and will deduct some of them directly from your credit limit for the first month. Also, there is no welcome bonus and no rewards program. You will pay a lot and gain nothing.

This card doesn’t offer many benefits, but if you desperately need a credit card, you can apply for it. But read the pros and cons before making a choice:

Your score needs to be at least 500 to apply for a PREMIER Bankcard® Mastercard® Credit Card, which is not hard to achieve. If your score is lower than this, you can opt for the secured version. With a security deposit, you can get a credit card to build credit.

The application process for it is straightforward. The following article will show you in detail how to apply for your PREMIER Bankcard® Mastercard® Credit Card.