No, this bank does not require a minimum balance for its checking or savings accounts. This means that customers can open and maintain an account with any amount they choose, without having to worry about minimum balance fees or penalties. The bank provides a convenient and accessible banking experience to all its customers, regardless of their account balance.

This bank charges a monthly maintenance fee for its checking account, which can be waived if the account holder meets certain requirements. For example, the fee can be waived if the customer enrolls in direct deposit or maintains a minimum balance in the account. There may also be other fees for overdrafts, exceeding the number of allowed transactions per month, or using certain services such as wire transfers or stop payments. The bank strives to be transparent and upfront about its fees, and provides its customers with all the information they need to avoid unnecessary charges.