Blue Sky Financial Loans is not a lender. It is an online loans aggregator that bundles together multiple lenders who compete to lend to people who fill out the form in the platform. Since Blue Sky Financial Loans does not provide loans itself, it also does not perform credit checks on applicants. However, lenders might do just that as soon as you agree to their terms and decide to apply. For this reason it is advisable that you check your credit score, just to make sure you do not take an unnecessary hit to your score.

To get loan offers using Blue Sky Financial Loans you must fill in some information which the platform requires to match you to the best lenders. You can do that by logging on to Blue Sky Financial’ website, selecting the product you wish to acquire (whether a personal loan, a mortgage, insurance, or real estate), and then going through the steps indicated by the platform, providing truthful information. The information required might include (but not restricted to) personal information such as full name and Social Security Number, contact information such as home address, phone number and email, as well as financial information such as income and housing situation.

To be eligible for Blue Sky Financial Loans you must be able to provide proof of employment or regular income. You must also be a U.S. citizen with a valid Social Security Number and have either a valid driver’s license, or a state ID. Other than that you must have a bank account, and NOT be a customer at MetaBank.